Don t Eat and Drive

•Are Teenage Drivers Too Young to Drive
Many parents fear the day when their children are old enough to drive and not just because they will face high auto insurance costs. Seeing you child behind the wheel and thinking of the dangers ahead is a natural concern. But what age is the right age? Many of us with teenagers desperate to learn to drive did not face the same challenges learning to drive that young people face today. Farmers’ children especially seldom needed lessons as they had been driving tractors and riding motorbikes on...

•The Impact Of Drunk Driving Charges On Auto Insurance
Many of us enjoy celebrating on special occasions such as anniversaries, achieving significant milestones or traditional festivities. A convivial atmosphere is created, lots fun and laughter, and along with this goes the consumption of good food as well as wine or beer on many of these occasions. Then there is the drive home. There is no strict guideline that fits everyone when it comes to deciding how many drinks to have before driving. This is because there are a lot of variables, for...

•Older Women and Driving
There will come a time in the lives of all women when we will have someone, a child or grandchild or even worse an officer of the law, suggest to us that we give up driving. Considering that women have fewer devastating crashes than men and fewer crashes overall, think carefully before you acquiesce. Insurance companies are favorably disposed toward women drivers and offer good deals, so do not give up your independence easily. The type of accident women tend to have is usually the...

•Unexpected Problems on the Road
In an effort to keep yourself save you drive safely, wear a seatbelt and obey the rules of the road. Your auto insurer thanks you for this in the only way that matters, affordable insurance. But what about those unexpected things that happen on the road? How can you prepare for these? One of the ways to keep safe on the road is to move from the merging lane to the main highway cautiously. Some drivers behave as though they do not have a brake pedal. They think that they have charge of the lane...

•DUI or Making the Right Choice
Driving under the influence of alcohol (DUI) is an unwise move that could have many negative consequences one of which is a huge increase in auto insurance. If you are charged with DUI and you auto insurer finds out, your auto insurance premium is likely to double or worse. There is a slim chance that they will not find out. But if you are required to prove that you have liability insurance, you will need an SR-22 and that has to be obtained from your insurer. Bingo – you’re busted. Not all...

•Mess up Badly And You Could Lose Your Auto Insurance
Did you know that insurance takes the form of a contract between you and the company that agrees to insure you? Well it does, so you need to be clear what your rights and obligations are. Breaching the contact, consciously or unconsciously, can lead to unpleasant consequences. When you first obtain auto insurance there is a period of 60 days in some states during which the insurance company can run checks on you to verify the information you supplied. If there is any serious discrepancy...

•Auto Insurance Mistakes and How to Avoid Them
In a perfect world, there would be no war, and no starvation. But we don’t live in that perfect world. Bad things happen, and further down the scale of miseries, sometimes you get ripped off because someone neglected to give you the right advice. That seems like a small omission, but sometimes lack of information is deliberate because the person in the know stands to benefit from not putting you in the picture. This happens in many parts of our lives, not the least being when getting auto...

•Where Will the Next Generation of Car Safety Devices Take Us
Some of the car safety devices being developed currently remind me of the Jetsons. But, it is not fanciful to want cars to be fitted with devices that make moving along roads at speeds of 120-200 kph safer. It is not surprising that the race to develop life-saving devices is coming out of European countries such as Germany where these speeds are common on the highways. As insurance companies will benefit from a decrease in accident payouts, they have a vested interest in seeing the new...

•Safety Tips To Pass On To Teenage Drivers
There are several main points to get across to young and learner drivers. Of course we learn a lot about driving by experience and nothing can replace those years of driving but, in order to keep your teenagers safe on the road and free from accidents, pass on a few simple tips. Driving is thrilling, especially for new drivers, and there is no need to scare the young driver; however, you should make it clear that when driving they are in charge of a potentially deadly weapon. Used carelessly,...