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The Budget proposals have thrown up a dampener for the housing industry. Construction services have now been brought under the ambit of the service tax in an unexpected move that would raise cost of apartments that are still under construction. As per the Budget proposal, the finance ministry has suggested that construction would be deemed to be a taxable service if the building or complex is still under construction and approval from the concerned regulatory authority — which in most cases...
•Closing a homeloan — Ashish Gupta
You always have the option of closing a home loan. This is done at the end of the tenure, or before the specified tenure if you have an alternate source of funds. One may have excess funds or may be selling off the property. Either way, the closure of the loan account is almost as important as opening it.
While initially submitting your documents to the bank, it is advisable to get an acknowledgement of the number of documents that you have submitted. This will help you prove your...
•STIMULUS PACKAGES MUST CONTINUE
Industry and real estate players feel any withdrawal in stimulus packages coupled with a hike in interest rate will be counterproductive and affect revival of economy, particularly real estate sector. Prabhakar Sinha writes
Real estate sector is at crossroads. On a revival path after it went through tough times owing to economic slowdown in the country, the revival, though, is mainly on account of stimulus packages given by government to the economy. The easy-money policy adopted by the RBI,...
•HOME LOAN INTEREST RATES HOLD STEADY
The recent monetary policy review is aimed at curbing the rising inflation rate. There is some good news for homebuyers as this credit policy has left the key rates untouched, and the CRR hike will not push home loan rates up, says Ashish Gupta
The Reserve Bank of India (RBI) hiked the cash reserve ratio (CRR) in the monetary policy review last week. Despite a more-than-expected hike in the CRR, banks have, in general, ruled out any immediate hike in lending rates. According to bankers,...
•Surajkund: Tourist spot to realty hub
Surajkund has good real estate projects and low values. But government apathy and lack of speed in delivering infrastructure projects is a problem here, finds
Brix Research
Surajkund was majorly a forest area with rural settlements with the annual Surajkund fair as its major draw for business and other commercial activities. Its development started around 10 years ago, but due to government apathy it was unable to flourish. With Faridabad's real estate booming in last few years,...
•Raj Nagar Extension: One-stop destination
Raj Nagar Extension's connectivity to other NCR regions has become seamless, turning the place into a one-stop destination for a wide band of middle-class end users, says Krishna Kumar Mangalam
New connectivity can do wonders to areas that are yet developing, as evinced in Raj Nagar Extension in Ghaziabad, one of the new upcoming areas, which has benefited immensely by new connectivity accorded to the area through recent infrastructural work.
Ghaziabad is emerging as one of the best...
•COLOUR IT GREEN
Existing buildings can be made green by efficient utilisation of water and light and using other energy-saving methods, says Dr Prem C Jain
With concern for environment degradation and threat of global warming looming large, the common man has become more conscious of his contribution to the issue. Buildings, one of the major contributors to energy consumption, provide great potential to reduce an individual's carbon footprint.
Existing buildings can be made green by making various...
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