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The missold Payment Protection Insurance (PPI) scandal has been well documented in the press, but many people may not realise that they too are affected by it. In addition to many consumers being told that buying PPI was vital for credit agreements to go through, a large number of individuals did not even realise that they were buying an insurance product when they took out a loan. In addition, for this group of customers, checking statements and agreements could unveil thousands of possible...
PPI Claims Total Is Revealed
It has been revealed that the claims total for Payment Protection Insurance (PPI) has hit £320 million and continues to increase. After the Judicial Review in April 2011, an increasing number of people have been coming aware of their missold PPI situations and as such have been seeking ways to gain compensation and repayments.
The PPI misselling scandal has been hugely highlighted by the media, which in turn has led to millions of individuals questioning their bank and discovering that...
Mortgage PPI Need Highlighted After Repossession Figures
It has been revealed that The Building Societies Association (BSA) showed that just 16 per cent of people who were subject to house repossession had insurance against payments. This demonstrates that the vast majority of this sector are extremely vunerable to home loss whilst the media continues to pay attention to the misselling of PPI
Mortgage PPI can be vital for some, and in the event that they lose their jobs and cannot make loan repayments, insurance can provide the vital funds necessary...
Lenders Sold PPI To The Armed Forces
It has been reported that Lloyds TSB have been misselling Payment Protection Insurance (PPI) to The Armed Forces for a large number of years. Even though the financial institution knew that such insurance policies were useless for serving soldiers, those taking out credit agreements on mortgages, car finance or credit cards were sold insurance policies that were not needed.
For those serving with The Armed Forces, PPI is covered by employers, meaning that should sickness, injury or redundancy...
Figures Reveal Rising PPI Payouts
The last few months has seen a dramatic rise in the rate of payouts for missold PPI. In the months of May and June this years the banks have paid out over 100 Million pounds to their customers who have raised a complaint aginst the selling of PPI.
After revealing the figures, the Financial Services Authority (FSA) said that the data consisted of the 16 financial institutions and banks who had contributed to more than 90 per cent of the claims. After the court case to determine whether PPI...
Credit Card PPI Surprise
Imagine checking your credit card statements because you had an inkling you were paying a premium for payment protection insurance and discovering you had a claim for over £20,000! Well, this is EXACTLY what has happened to a consumer last week. Within 24 hours of submitting PPI Claim Forms he discovered he had been paying PPI premiums all the way back to 1999.
A letter of claim to the lender was immediately sent for over £20,000 re-inforced by an undenieable statement of redress for the mis...
High Court Orders PPI Refund
A Judge has created a legal precedent in the High Court by being the very first High Court Judge to decide that an Unfair Relationship has been created between a Consumer and a Bank as a direct result of the sale of Payment Protection Insurance (PPI). This occured in the case Yates & Another v Nemo Personal Finance Limited & Another.
Since the seller of the PPI policy received a financial incentive which was not disclosed to the Consumer, his Honour Judge Platts decided the sale of...
Do Multiple Domains Bring Multiple Traffic?
You have registered your business domain and managed to secure a real short and catchy '.com' domain name. It's optimized with your major keyword and describes your company business to perfection....Congratulations!
You have built your website and optimized for the search engines. Your site contains plenty of good, original content and you have achieved some real useful back-links from very popular related sites. In fact you are starting to make some real headway in the search engines for...
European Cruise - Not All Barges Are the Same!
European Cruise - Not All Barges Are the Same! by Colin HartnessWhat image comes to mind when you hear the word barge? Most likely, an American will visualize a long low-slung cargo vessel situated on a river or the Great Lakes, dirty and loaded with coal or iron ore. The idea of a barge cruise may be reminiscent of an old black and white movie where the hero leaves home at a young age on a cheap tramp steamer to seek his fortune in the great world beyond. Or a barge cruise might bring to...
Why Take a Cruise Vacation?
Why Take a Cruise Vacation? by Colin HartnessHave you considered taking a cruise vacation but just arent sure if it would be right for you? With all the cruise lines available, all the cruise destinations, the range of prices, there is a cruise for just about everyone. Do you commute to work every day, sitting in traffic for perhaps hours? Think about it, on a cruise you dont drive anywhere for 7, 10, 14 days or more. Now, even if you were on a bus tour with no driving yourself, you haul...
Cruising with the Mouse Disney Cruise Line
Cruising with the Mouse Disney Cruise Line by Colin HartnessTheres magic in everything that team Disney touches and their cruise line is no exception. Michael Eisner himself commissioned a talented group of ship designers, cruise experts and Disney creators to produce cruise ships that would appeal to adults and children of all ages. The result was two nearly-identical ships, Disney Wonder and Disney Magic. The ships are distinctively Disney, with the famous mouse silhouette prominently...
Cruise The Nile of Cleopatra
Cruise The Nile of Cleopatra by Colin HartnessFor centuries, the Nile River has been at the center of life in Egypt. The ancient Egyptian civilization relied on the flooding of the Nile to create fertile land for farming in an otherwise desert landscape. Excavations along the Nile have unearthed vast quantities of archeological remnants from ancient times and a leisurely cruise along the Nile takes you through this ancient populated area that is so steeped in history. And remember, you are...
Elegant Holland America Cruise
Elegant Holland America Cruise by Colin HartnessElegant Holland America Cruise An Age Old Liner- Holland America Cruise by Colin Hartness - http://www.whatcruises.comThe Holland America Cruise has since the eighteenth century been the most trusted and loyal liner of America. The liner, which is most sincere to its slogan its good to be on a well run ship is no doubt the Holland America Cruise. The homely service of the friendly crew is a sure reason for the passengers to prefer sailing...
Marital Bliss - Honeymoon Cruise
Marital Bliss - Honeymoon Cruise by Colin HartnessMarital Bliss - Honeymoon CruiseHoneymoon Cruise A Cruise to Paradise by Colin Hartness - http://www.whatcruises.comA Honeymoon Cruise as the name suggests offers a gateway to paradise for honeymooners away from the pressures of daily life and enjoy the bliss of togetherness. This provides an opportunity for you to start your married life in a state of togetherness by exploring the unknown and enjoying nature and life. The Honeymoon cruise...
River Cruises Can be Such a Rich Experience
River Cruises Can be Such a Rich Experience by Colin HartnessRiver Cruises Can be Such a Rich ExperienceRiver Cruises- Discovering Europe, Russia, China, Americaby Colin Hartness - http://www.whatcruises.comExploring Europe can be such a unique experience with a River Cruise. You just unpack once on this floating hotel and there you go cruising with river cruises over magnificent castles, significant towns and cities, appealing villages and lavish vineyards. It has become increasingly...
Asia Cruises: A Journey in the Exotic World
Asia Cruises: A Journey in the Exotic World by Colin Hartness An Asia cruise is a voyage of discovery, an experience of cultural extravaganza of Asian civilizations. Asia is biggest continent with the lengthiest coastline and the highest mountains of the world, the Himalayas. To explore the true majesty of its magnificent past, to experience the magnanimity of its religion and its people, embark on an Asia cruise. You will never ever forget the experience. The Asia cruise takes you to the...
Caribbean Cruise: An Enchanting Experience
Caribbean Cruise: An Enchanting Experience by Colin Hartness A Caribbean cruise is the worlds most popular cruise. The Caribbean islands are a dream destination and the journey is equally out of the world. The island chains with a delightful combination of modernity and natural resources are a heady mix. If you are a nature lover used to the modern way of life the Caribbean islands and the Caribbean cruise are perfect getaways for you. A Caribbean cruise takes you to a land of lush...
Photography Contest - a Fun and Rewarding Experience
Photography Contest - a Fun and Rewarding Experience
by: Colin Hartness
Do you like to take photos? Are you always standing by with your camera waiting for that moment that is meant to be captured on camera? You may even be taking photography classes or maybe you have already completed a photography course and you want to share your photos with others. You may want to get into photography as a career and winning a photography contest will help you get recognized. Maybe you are just an...
Wedding Photography: Preserving the Memories
Wedding Photography: Preserving the Memories
by: Colin Hartness
A persons wedding can be one of the most important times in their life. They will have memories that they want to treasure forever and then pass on to their children. Wedding photography helps them do this. Having pictures taken at the wedding and then at the reception can capture those precious memories in freeze-frame and help you keep them forever.
Pictures are important so you want to be sure you get good photos, high...
Family Cruise: Family Get-Together for Fun
Family Cruise: Family Get-Together for Fun
by: Colin Hartness
A family cruise is a perfect getaway with loads of fun and excitement for everybody. Whenever you have kids bored with the usual stuff amusement parks, theater and all and your spouse needs a change, plan a cruise. You will get addicted to it. Family cruise is a sure shot way to drive away boredom.
A movie to watch, a relaxing massage, snooker game
anything, you just name it. You have many activities to choose from, actually...
Radisson Cruises- A Six Star Luxury Experience / Radisson Cruises- Best Cruise Value
Radisson Cruises- A Six Star Luxury Experience / Radisson Cruises- Best Cruise Value
by: Colin Hartness
Radisson cruises come under the flagship of six star luxury cruises offering an opportunity to explore and discover three hundred ports on 6 continents, including Antarctica. All the luxury liners share the same style of accommodation, service, dining and amenities. Radisson Cruise has been twice chosen as the World's best small Cruise line.
The passenger guests aboard the Radisson...
World Cruise - a Relaxing Experience
World Cruise - a Relaxing Experience
by: Colin Hartness
Have you ever thought what it would be like to just relax quietly under the sun and at sea-no hustling or bustling, far away from the madding crowds in a casual attire and in clean air and just a small group of likeminded people as company? You are on a World Cruise- around the world, Australia and New Zealand, the Orient, South America, South Pacific, Asia, Europe and the Mediterranean. The ships are equipped with spacious,...
Carnival Cruise - a perfect holiday, Rock and Rolling with Carnival Cruise
Carnival Cruise - a perfect holiday, Rock and Rolling with Carnival Cruise
by: Colin Hartness
If you want to have fun for one low price, all you need is a Carnival cruise. A Carnival cruise is a perfect way to pamper yourself. You don*t have to worry about paying extra for meals, entertainment and a range of activities. You just unpack once on the cruise ship. You are in the capable hands of fitness experts having massages, loofah treatments, hairstyles, saunas, pedicures, applying soothing...
A Lifetime Cruise - Hawaiian Cruise - An Exotic Hawaiian Cruise Trip
A Lifetime Cruise - Hawaiian Cruise - An Exotic Hawaiian Cruise Trip
by: Colin Hartness
Hawaiian Cruises are everyone*s dream cruise to the Hawaiian Islands on an exquisite ocean liner. Being pampered from dawn to dusk with exemplary cuisine, entertainment and fun for all that too for a moderate sum on a Hawaiian Cruise is definitely something out of the world. An increasing number of cruisers and liners are now regularly calling on the Hawaiian ports as also at the neighboring islands of...
Photography Jobs: Do You Have a Future in Photography?
Photography Jobs: Do You Have a Future in Photography?
by: Colin Hartness
There is a wide world of photography. It touches each of us in our lives on a daily basis in some form or another. Photography is so much a part of our culture now that we hardly even notice all the places that it exists. When you watch television, look at a magazine or even view a billboard on the highway, this is all because of photography. There are so many ways that photography crosses our lives each day. There...
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