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You packed. You moved. You unpacked. Now all those boxes are sitting there, empty, taking up space, getting in your way. Moving boxes are greatwhen youre movingbut afterward, the only purpose they seem to serve is filling up the trashcan. There are a few alternatives to a landfill, however, so before you send those boxes to the curb, consider these options.
Good, quality moving boxes are expensive, and its a shame to just throw them away. Businesses such as Eco Boxes will take...
Entertainment Around the University of Texas
With over 50,000 students there are numerous entertainment venues around the University of Texas. Austin is frequently referred to as the live music capital of Texas. And although when people talk about the music scene in Austin they usually think of downtown the campus area also reflects this saying with nightspots such as the Hole in the Wall, which is an Austin institution and has been the home of many local recording artists for more than twenty-five years, as well as the U.T. campus...
Credit Crunch: Light at the End of the Tunnel
When thinking about the economic slowdown now gripping the United States, one might think of the naked emperor of yore, who could not realize his condition until told by a child. By the time analysts and the White House recognize the extent of the credit crisis, its effects will probably not be noticeable. So where are we now? Several times since last August's signs of an imminent drop in growth, markets have rallied due to speculation that problems in the area of sub-prime mortgages have...
Home Improvement Tips : Bathroom Renovations
One of the most popular areas of a house to renovate is the bathroom. There are many different ways to renovate a bathroom, from small surface changes to completely gutting the room. With some forethought and elbow grease, there are renovating techniques the do-it-yourselfer can accomplish, while saving money at the same time.
The first rule in any renovation is to start with a budget, and stick to it. After a budget is set, one must decide on how serious of a project the renovation...
Profiles in Green City Programs: Austin Texas
Several cities across the US are noted for their progressive city governments and citizenry in regards to environmental issues. Known as "green cities", they not only initiate and practice policies that promote clean air and water, but often promote other programs and practices such as alternative energy systems and construction methods.
Austin, Texas consistently places in the various lists of the greenest cities in the US and the world. The Green Guide, affiliated with National...
Health Insurance for Musicians? - An Innovative Austin Program
Austin enjoys the self-promoted but well-deserved reputation as live music capital of the world. In recent years, the city has decided to put its money where its mouth is to ensure that it stays that way. One of the most innovative and socially progressive ways it is doing that is by providing an insurance program for working musicians through HAAM, or Health Alliance for Austin Musicians.
It's a unique concept. Besides New Orleans, Austin is the only city in the US to provide such...
The Twin Menaces of Inflation
This week, a storm of bad news gave markets cold feet, resulting in Friday's 250-point loss. While this pattern of volatility has been the status quo for stock exchanges worldwide for the better part of the year-to-date, another factor has caused at least as many difficulties for a much larger percentage of the global population: the recent skyrocketing prices in energy and food. Wheat and other cereal prices have more than doubled this year, causing widespread effects ranging from speculative...
Austin Neighborhood Profiles : Clarksville
The West Austin area of Clarksville was originally a freedman's colony for slaves freed after the Civil War. Clarksville now has a very diverse population, and this diversity is reflected in the various nationalities of the residents. There is an excellent public grade school in Clarksville, named Mathews Elementary. Every fall, Mathews holds a carnival on the grounds, which includes the Clarksville Annual International Dinner and the Octoborama Festival, which is held at the end of October....
Current Issues with the Global Economy
Though the housing bubble deflated about two years ago, its true effects are only now beginning to emerge. In late 2006, when the economy first began to show signs of weakness in the housing market, most economists predicted that a recession was very unlikely, and that any downturn in real estate prices would be localized and mild. In reality, a global downturn is now a real threat, with the final price of the credit crunch projected to exceed $1 trillion dollars.
Not only have falling...
Why Modern Housing Is On The Rise
Many modern homes and condos are going up left and right in Austin, with local design and build companies behind the new residences. It is hard to pinpoint exactly why modern design is becoming so popular, but several factors possibly play a role.
One of the reasons Austin draws so many people to town is because at its heart, it is "different". It is very different from big cities like Dallas or Houston, and also different from a standard cookie cutter town found all over the state. New...
The 30 Year Loan vs The 15 Year Loan
There are many decisions when buying a home. One of them is what kind of loan product to use. With interest rates, payment terms and points it can be a little overwhelming. In this article we are going to compare and contrast two popular loan products the 30 Year and the 15 Year Loan.
First let's current mortgage interest rates. 30 Year Fixed Loans are at 5.85% and rates on 15 Year Fixed Loans are at 5.34%. What does this mean as far as your mortgage payment? People frequently assume...
Benefits of Buying Real Estate in a Down Market
During an up market everyone is rushing into the real estate market and during a down market everyone is running scared. But if we remember markets go up and down. And generally in 10 years people that bought during a down market frequently are happier with the appreciation on their home than people that bought during an up market. Not only are prices lower but sellers are more willing to give cost concessions on the price and to fix items that need repair, compared to an up market when...
Filmmaking in Austin
For a long time, Austin has been considered the Third Coast in the film industry, with more filmmakers on the rise in Austin, and more Hollywood types coming to Austin to shoot their movies.
One of the biggest proponents of the up and coming filmmakers is UTs Radio-Television-Film department. Though the film courses are a challenge to get into, with many vying for a slot and low numbers of students per class, many consider the red tape worth it, as UT has become a highly regarded...
Bear Stearns and the New Federal Reserve
On March 14th, Bear Stearns, the fifth-largest investment bank in the United States, entered a period of insolvency. As growing lack of confidence in the firm's subprime exposure grew, other banks eventually refused to lend to the stricken company, which has existed for over 85 years. Were Bear Stearns a commercial bank, (i.e. institutions that loan money to people or businesses) it would be able to, as a last resort, take advantage of the Federal Reserve's so-called "discount window," thus...
How to Refinish Hardwood Floors
Several homes, especially centrally located homes, have hardwood flooring. A pristine hardwood floor is beautiful, but to restore one back to its original 60 year old elegance, the floor will need to be refinished.
Refinishing hardwood floors can be a challenging job for the do-it-yourselfer, but with some preparation and research, it can be done without the help of a professional.
Many older homes have gone through fads, and one that became a norm was wall to wall carpeting. If...
Austin Hotels
Many of the historic buildings in Austin are either privately owned, have been turned into modern-day businesses, or are open to the public in the form of museums. Luckily for those looking to actually live in such a building, even if for just one night, both the Driskill hotel and the Stephen F. Austin hotel are waiting downtown.
In 1886, cattle baron Jesse Driskill purchased the land, and built the Romanesque Driskill hotel in the heart of downtown Austin. Driskill, who had provided...
Why the Fed is Having Less Influence over Mortgage Interest Rates
In the past when the Federal Reserve cut the discount rate it translated into lower mortgage interest rates for home buyers. This was a convenient way for the Federal Reserve to stimulate the economy during economic slowdowns. By making it easier for people to get loans more cash was pushed into the economy.
But the recent discount rate cuts have failed to have a similar effect. In fact the spread between mortgage interest rates and the discount rate is the greatest in 20 years. Although...
The University of Texas Campus Area of Austin
The University of Texas at Austin is one of the five largest universities in the country, and currently nearly fifty thousand students attend the university, which is home to the U.T. Longhorns. Most of the students live in the U. T. campus area, which encompasses an area from Interstate 35, which runs along the eastern perimeter, to Lamar Boulevard, which circles the western edge of the campus, including numerous fraternity and sorority houses. The campus also extends to Martin Luther King to...
Remodeling A Kitchen : A How To Guide
One of the most timely and costly home improvement projects any homeowner can take on is a kitchen makeover. Whether a homeowner desperately needs a kitchen revamp, or is tired of the dated look of the kitchen, there are several options to freshen up the area.
The easiest fix for a sparkling new(ish) kitchen is a good thorough cleaning. Over years of use, kitchen cabinets take on food, heat, and grease that tends to build up. Though it might seem simpler to leave cabinet doors attached to...
Subprime Woes Reach New Heights
As the sub-prime mortgage crisis continues to unfold, new figures emerge from the Mortgage Banker's Association: A record .83% of loans entered foreclosure status over the last quarter of 2007. In addition, the delinquency rate was 5.82%. That means that, in three months, one out of one hundred homeowners have been foreclosed on. Because of America's size and diverse population, the statistics are somewhat skewed: In many places like Austin, Texas and New England, growth remains steady and...
Bear Stearns and the Free Market
The recent government-sponsored bailout of Bear Stearns, one of the top five lenders in the United States, has shocked traders and left investors cold. Despite the chilly reaction on Wall Street, secretly many are breathing a sigh of relief. While Bear Stearns was mismanaged from its upper echelons, its subprime exposure grew until their recent $30 billion-plus losses had to be reported. Once that happened, their course took a turn for the worse. As their ability to shore up capital faltered,...
Austin Neighborhood Profiles : Travis Heights
Lying just west of IH-35 and south of Riverside Drive is one of Austins most appealing neighborhoods, Travis Heights. Its rolling hills and winding roads have long been a haven for a diverse culture, with a mixture of housing to match: perfectly kept bungalows, a few large estates and smattering of shabby cottages.
Housing in South Austin began later than other centrally located neighborhoods due to difficulty getting supplies across the Colorado river. Once a stone pier bridge was...
Crestview
Just north of Austins urban center lies the Crestview neighborhood, bordered by Anderson Lane to the north, Justin Lane to the south, North Lamar Boulevard to the east and Burnet Road to the west. In 1948, developer A.B. Beddow began building the Crestview homes on what was originally an old cotton field.
The majority of the homes in Crestview were built in the 1950s with a very utilitarian style, mostly 2 and 3 bedroom cottages ranging around 1100 to 1200 square feet, suitable for the...
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