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There is a simple trick to saving about 4% on the price of property abroad. It is quite easy and only takes about an hour. As an example, on a $200 000 property, this means that you would save about $8 000. Not bad for an hour's work. Following is the explanation of how you do it.
If you are buying abroad, you will almost certainly need to pay in the local currency. So for example, if you are buying in New Zealand you would need to pay in New Zealand dollars or if you are buying French...
Top 10 Rules For a Healthy Horse
Almost all horse injuries and illnesses (excluding sports injuries and mistreatment) are due to a small number of mistakes in the way horses are kept and treated. Here are the top 10 tips to avoiding these errors and protecting your horse's health (in rough order of importance, beginning with the most important).
1. Start with a healthy horse
Our number one tip is to make sure when getting a new horse that it is healthy to begin with. There are a lot of horses which are cheap, or even free,...
Taking a Horse's Temperature, Pulse and Respiration
Three standard indicators of a horse's health are temperature, pulse rate and respiration. These can be used not only to determine if your horse is ill but also can indicate the type of illness.
Horse's Temperature
The normal temperature for a horse is about 38C (100.5F). Individual horses may vary half a degree either side of this, so you may want to take your horse's temperature when it is healthy so you know what its healthy temperature is exactly. There can also be a variation of up to...
Equine Cushings Disease- Symptoms, Diagnosis and Treatment
Cushing's disease occurs in various animals (e.g. dogs, horses, people), although the symptoms in horses are different than the symptoms in other animals (e.g. in dogs it results in hair loss whereas in horses it results in greater hair growth). When the disease occurs in horses, it is known as Equine Cushings Disease (or ECD).
ECD is an illness caused by excessive hormone production. The pituitary gland produces too much hormone, which over-stimulates the adrenal glands, which in turn produce...
Curly Horses - What Makes Them Unique
Curly horses are horses which have a certain gene, inherited from their parents, which makes their hair curly. Not only their coat, but also other hair (mane, tail, fetlocks, even eyelashes) can be curled. They are becoming increasingly popular for three reasons:
- Hypoallergenic. Most people who have an allergy to horses find that they have no allergy to curly horses or have a reduced allergic reaction.
- Appearance. The appearance of these horses, due to the curls or waves in their coat, is...
When and How to Put a Horse to Sleep
Although some horses (like some people) have the good fortune to die peacefully in their sleep of old age, most horses will eventually reach a stage (due to severe injury, disease or incapacity) where the most humane action is to put them down. For the horse owner, this can be a very difficult and painful decision, in terms of when a horse should be put down, as well as how. This article is the personal view of one horse owner on this subject.
Is Now the Time?
If a horse is in a lot of pain...
How Much Does a Horse Cost?
An average horse may cost only $3000 to buy, but over its working live can easily cost $100,000 to take care of. I'm often amazed at people who feel that cannot spend a couple of thousand dollars more for the horse they really want, considering that the purchase price is perhaps 5% or less of the cost of owning a horse.
The typical costs of owning a horse are:
- Professional Stabling. Depending on where you live, a professional stable will charge between $250 and $1000 per month to stable a...
How to Buy a Horse at Auction
If you are intending to buy a horse at auction, you need to be able to tell the quality horses from the problem horses. Remember that most horses at auction are sold as-is, so you do not have a guarantee and have little legal protection, even if the horse has a serious problem. Consequently, you need to do your own research on the horses in advance to identify the ones that are worth bidding on and the ones which you should keep away from.
The first step is to arrive well before the auction...
Getting a Horse From a Rescue Organisation
If you are looking for a free (or very inexpensive) horse, one of the best places to look is rescue associations, or animal rescue groups which also deal with horses. These associations take on horses but have limited resources to take care of them in terms of space (stalls, pasture), money (food, bedding, etc.) and staff time (mucking out, general care). Consequently, they are normally looking for good homes to pass the horses onto, so that they can free up their scare resources to care for...
Cause And Treatement Of Horse Cribbing
Cribbing is a compulsive behavior, which horses sometimes develop as a result of boredom, typically resulting from being left in a box much of the day with nothing to do. It consists of the horse firmly biting an object, arching its neck while pulling on the object, and sucking in air. It is believed that this triggers the release of chemicals (endorphins) in the brain, giving a pleasurable sensation. Cribbing is also known as wind sucking or crib biting.
Cribbing is sometimes confused...
Wood Chewing By Horses
Wood chewing not only damages stables and fencing, it can also be bad for the horses health. Wood splinters can get stuck in the gums or teeth. If swallowed, the splinters can damage the stomach or intestines, or cause impaction colic. Fortunately, the habit of wood chewing is usually not difficult to correct and the short-term health risks are low in most cases.
The first step is to confirm that the problem is really wood chewing and not the more serious issue of cribbing. In wood chewing,...
Horse Stall Mats - Types, Advantages and Disadvantages
Horse stall mats are becoming increasingly popular, due to the advantages they provide over other stall floor surfaces:
- Yielding. The traditional concrete floor is very hard. Unless you provide a thick layer of bedding, this hardness can stress joints, possibly injure feet, and cause sore points where the horse lays down to rest or sleep. Mats provide a softer and more yielding surface which is more comfortable for horses and less likely to result in impact stress injuries.
- Warmth. The...
Choosing the Age of Your Next Horse
Many people buy a horse which is too young for their requirements, and consequently pay more than they should, as well as getting a horse which lacks the required maturity and training. Less often, the opposite mistake is made, of buying a horse which is too old to provide the desired years of future riding. This article considers these issues in terms of the advantages and disadvantages of various horse ages.
Horse of 4 years. Horses typically start training at 3 years, with basic training...
Horse Insurance - Types, Benefits and Disadvantages
This article discusses the various types of horse insurance, common mistakes and how to avoid them, and tips for buying horse insurance.
Types of Horse Insurance
Most horse insurance plans allow you to choose what you want to insure against, such as:
- Third party insurance (also known as 'Public Liability', sometimes known as 'horse liability insurance'). This is insurance for injury to other people or damage to their property. For example, if your horse goes onto a road and causes an...
Horse Feed - Comparison of Different Types
The food which we feed to horses needs to meet seven fundamental requirements:
- Energy. It needs to provide sufficient energy (calories) to meet the requirements of the horse. If the weather becomes colder or the horse is used more actively, the amount of food will need to be increased accordingly. Likewise, as winter turns into summer or if the horse is less active, the amount of food should be decreased.
- Minerals and Vitamins. Aside from energy, horse feed needs to provide a variety of...
Allergy to Horses
Some people are allergic to horses. Depending on the type of allergy, this can result in various symptoms:
- Itchy eyes, nose or skin
- Hives or rashes
- Watery eyes
- Sneezing or coughing
- Difficulty breathing
- Asthma attacks
When first being exposed to horses, one should carefully check if one has an allergic reaction. Special care should be taken with anyone who suffers from asthma as a horse allergy can trigger a asthmatic attack, which in the most severe cases have been fatal....
Horse Allergy Treatment and Prevention
Just like humans, horses can have a number of different types of allergies. The most common types of horse allergies are respiratory and skin. Respiratory allergies are also known as 'heaves' and are often similar to asthma in people.
A horse can be allergic to things in the air (e.g. pollen, dust, mold, spores), certain foods or nutritional supplements, or insect bites. Normally, allergies develop over time with exposure. For example, a horse may not have an allergy to straw but if exposed to...
Avoid Cons and Frauds When Advertising Online
Although there are many different internet scams (fraud), there are a relatively small number of scams associated with advertising or selling online. The following is a guide to avoiding problems when advertising online, written with the advertiser or seller in mind (scams which target buyers is a separate topic).
Non-Payment
One of the biggest problems is non-payment. One should ensure not only that payment has been received, but also that it has cleared (whether it be a cheque, credit card...
How to Choose a Horse Rug
There are many different types of horse rugs, with various characteristics and functions. Therefore, the first step to choosing a horse rug is to decide which type you require for your horse. To assist you in this decision, following is a list of the main types of rugs and an explanation of their function:
- Fly Rug. The purpose of this is to protect the horse from flies that bite or sting. They are more commonly and accurately referred to as 'fly sheets' rather than 'fly rugs', as they are...
Rubber Stable Floors - Comparison of Liquid Rubber to Rubber Stall Mats
The most common type of stable floor is concrete. However, many stable owners are covering their concrete floors with rubber, which offers a number of advantages:
- Yielding. A concrete floor is very hard and can cause various types of injuries. For example, when getting up from a prone position, a horse can scrape skin off against the concrete. Also, if the bedding is thin, walking on the hard concrete can stress joints, potentially injure feed, or cause sore points where the horse lies down...
Cost of Keeping a Horse is Far More Than the Horse's Purchase Price
The average price of a horse is about $3,000 but the cost of keeping a horse can easily reach $100,000. For prospective horse buyers, the question is not 'Can I afford to buy him?' but rather 'Can I afford to keep him?'. The monthly, yearly and long-term costs are as follows. The costs given are typical costs; in some areas they will be higher and in some lower.
Professional stabling typically costs $200 to $600 per month. If you stable the horse and do all the required work (e.g. mucking out)...
How to Avoid Horse Laminitis and Founder
Laminitis is a common illness of the hoof and is the second most frequent cause of premature death in horses. Although it is very rare for laminitis to kill a horse directly, it often results in euthanasia for humane reasons (the horse is crippled or in permanent pain) or practical reasons (e.g. the horse is unable to continue its normal activities). In addition to the horses which are put down, many others survive but are left permanently disabled or in pain.
The term 'laminitis' refers to...
How to Prevent Horse Colic
Colic is the most common cause of pre-mature death in domestic horses. It is also the most frequent cause of major veterinary bills. However, the vast majority of colic cases could be easily prevented through correct management. A study of the existing research into this illness, including case studies covering thousands of cases of horse colic, which has identified the most common causes of colic, is the basis for the following recommendations.
1) Worming. Ensure that the horse is on a...
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