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Many Americans are looking for ways to cut expenses these days. Examining the budget and cutting back on entertainment and non-essentials are usually initial steps to living a more frugal lifestyle. Clipping coupons for grocery shopping, eating more at home and packing a lunch may also add a little more to your bottom line each month. But all of these savings may not be enough. More homes are being refinanced than ever before and its usually a painless course of action for some.
If...
How Important is a Cell Phone to You?
Recently I was asked, What would you do without your cell phone? I replied, I cant even imagine! Growing up, we had one phone attached to the dining room wall! One phone for seven people (my parents and us five girls yes I said five girls!) to use whenever we needed to. Of course, there were house rules for us girls that we couldnt talk for more than five minutes at a time and never after 8 p.m. Those rules were not to be broken or serious consequences would occur. My Dad would come...
The Pain of Home Foreclosure
This past week, I learned of four different families who are behind on their mortgage payments and are facing foreclosure on their homes. My heart just hurt at the news, because of the pain I know that these folks will have to go through. Approximately one out of three homes sold in the United States in the first quarter of 2010 was a foreclosure property. Home foreclosure causes stress on many different levels including: waiting for the inevitable eviction from your home, changes in life...
Feel Safe at Home With Home Video Security Systems!
Growing up with four sisters, a stay-at-home Mom and a big, strong Dad, home security didnt seem to be much of an issue until one night while we were all watching TV. Mama mentioned something quietly to Daddy and he immediately jumped over the coffee table, ran out the back door and jumped the fence chasing a peeping Tom. Wow! I had NEVER seen Daddy move so fast! At the time I was about 12 years old and the incident remains a very vivid memory. This happened during a time when folks still...
Its Just Not Chocolate!
Frequently in the office about 2:00-2:30 p.m., a cry will be heard! I need chocolate! More often than not, its a womans voice. Women are not the only ones who need chocolate, however. When I used to keep a bowl of chocolate goodies on my desk, it was usually the guys who were carrying off handfuls of chocolate at a time! From my limited observations, generally, men go in search of chocolate and women call out for it. Both methods are usually effectively fulfilled. As for me, I no longer...
Women and Their Diamonds
My favorite jewelry pieces are: a wide eternity wedding band filled with diamonds, a heart shaped diamond pendant, a large ring filled with pearls & diamonds, a tennis bracelet and a pair of princess-cut diamond earrings! Each one of these treasures was a gift from the love of my life my husband of almost 40 years. As I evaluate why this diamond jewelry is so precious to me, I discover that it goes far deeper than the beauty of these pieces or the cost. However, the beauty is definitely...
Loving My Blackberry
Almost a year ago, we were planning a trip to Marseilles France last June, so we began looking at new phones. My husband wanted to upgrade his phone; however, I was okay with my phone. We made a trip together to the local Verizon store where they were promoting a special at the time: buy one BlackBerry, get one free! Wow! So I began checking the BlackBerry out. Was I impressed! I settled on the unlocked Blackberry Curve 8330.
I loved the easy access to my email messages often receiving them...
Wear Eco-Friendly Reading Glasses
In all probability, you have a greater understanding than I about the ecological footprint or water footprint we demand of our planet, Earth. Trying to plan purchases or alter a lifestyle to impose the least harm on my environment requires much thought and planning ahead! Being environmentally friendly or eco-friendly is a challenge; but one, we welcome. We prepare and recycle because we CARE about the future of mother earth and her legacy to our children. Earth was a gift from God to us and...
Wearing Reading Glasses Doesn't Mean You Have to Give Up Styling
I have absolutely grown to love eye wear accessories! Most of my life, Ive had 20/20 vision; however, through the years, it became increasingly hard to focus while trying to read things like a menu, a book, or even my watch! When someone first suggested that I might need bifocals, I was indignant! I equated needing bi-focals with aging and senior citizens. However, as my arms grew shorter (from trying to hold objects at a distance to focus), I gave in and went to one of the retailer optical...
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