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Your car tyres should always be in the best condition to ensure you can drive safely in all types of weather. Whilst your car insurance can protect you against loss or damage to your car, it may not cover the cost of damage to your tyres.
Car insurance usually doesn’t cover damage to your tyres caused by braking, punctures, cuts or bursts. This means that the general wear and tear of tyres cannot be claimed for on your insurance and you can’t make a claim if the tyre is punctured, cut or...
•Theft of Personal Belongings - Car Insurance
Your personal belongings should be covered by your car insurance if they’re stolen from your car or lost if your car is stolen. You may leave CDs, money or expensive electrical equipment in your car, so it’s reassuring to know that these will be covered against the upsetting experience of theft.
If you’re unlucky enough to have your car stolen, your car insurance providers will usually cover the cost of belongings which have been stolen from it, or are lost when it is stolen. However they may...
•Financial Protection if Your Carpets Are Damaged
If you’re looking to re-carpet your home, it may please you to know that reputable home insurance policies will insure your flooring. Carpets are a sizable investment so it is worth comparing products based on durability as well as cost.
If your carpet is damaged, escaped water may well be the culprit. Whether the leak originates from a washing machine, dishwasher, waterbed, fridge or freezer, your home insurance should be able to protect you financially against damage caused by escaping...
•Damaged Duvets - Financial Cover
Home insurance can protect you financially if your duvet is damaged. Despite their cost, duvets continue to increase in popularity; they’re warm, cosy and complete any bed with style.
It’s possible to compare different insurance policies online, but before opting for the cheapest quote, bear in mind that plans can vary tremendously. It’s worth checking that all of your prized possessions, including your duvet, will be protected.
A good duvet isn’t just for sleeping under. It’s your cloak...
•Insurance Cover Against Damaged Curtains
Home insurance can protect you financially if your curtains are damaged. But if you compare policies online, it’s worth thinking about the cover that’s offered as well as the cost. Window drapery can enhance a room’s appearance by tying in the colour scheme, softening the atmosphere and helping you to control the light.
As they have such a dramatic effect on a room, many people choose to invest in good quality curtains. The heavy fabrics used to produce them aren’t cheap so when you compare...
•Why Pay For Separate Breakdown Cover?
When your car breaks down, you want to know that help will be on the way quickly. But why pay for separate car breakdown cover, when your car insurance policy may provide roadside assistance as an optional extra?
There are optional extras within your car breakdown policy which could make a breakdown almost stress free.
Many companies offer breakdown cover starting from as little as Ł40. Some also offer different levels of cover to meet a range of breakdown needs, whether you breakdown on the...
•Leave Your Cat At A Cattery Whilst On Holiday
You may need to send your cat to a cattery if you go on holiday or if you are taken ill and cannot care for your cat. It is a good idea to research the catteries in your local area to ensure you send your cattery to a place where they are looked after like a home away from home.
Comfort:
You will want your cat to be comfortable whilst they are away from home. When you visit a cattery, you should enquire whether your cat can bring a familiar blanket or sleeping basket to make them feel more...
•Steps to Take to Help Reduce Your Pet Allergy
You love your cat, but unfortunately your sinuses don’t feel the same way. Sneezing, coughing, itching: these are all signs that you might be allergic to your beloved animal. Pet insurance cannot help you if suffer from allergies, but there are a few things you can do to help yourself.
Wash your cat regularly:
Whilst you don’t want to over-wash your cat, you can keep their fur in good condition and keep moulting to a minimum by bathing him or her on a weekly basis. If your allergy is really...
•Pet Behavioural Problems - Financial Protection
Pet insurance should cover the financial cost of your cat’s behavioural problems. Although it is normal for cats, especially young ones, to be full of energy, if your cat appears to be in distress, there could be a serious cause.
Feline Hyperesthesia Syndrome (FHS) is a frightening condition but as some of the symptoms overlap with the normal erratic behaviour of kittens, it can be difficult to diagnose. If your pet’s behaviour is more disturbing than amusing, a visit to the vet is advisable...
•Insurance That Protects Your Home Decor
Wallpaper is not only trendy, it’s also a wonderful way to add impact to a room. Home insurance can protect you financially if you do chose to invest in valuable wallpaper, should anything happen to your home décor.
Whilst beautiful, hand crafted designs can be shockingly expensive, you needn’t cover the whole room. Wallpapering one small wall or even just the chimney breast, can be equally effective and is comparatively cheap.
Not all home insurance policies offer to cover for the damage of...
•Explained - The Different Types of Pet Insurance Cover
There are several different types of pet insurance cover; some policies may appear to be selling cheap pet insurance, but if your pet gets a long-term illness you could be caught out. It is therefore important to look carefully at the type of cover offered by your policy.
The three main types of pet insurance you may come across are annual, individual condition cover, or lifelong cover for your dog or cat. Each of these types of cover can meet the specific needs of you and your pet – however,...
•Rustic Charm of a Country Wedding
If you feel inspired by the rustic charm of a country wedding, why not consider flower arrangements that bring the romance of the English countryside to your special day. Thankfully, after all the time you put into arranging your flowers, they will be covered by wedding insurance too.
If the image of a meadow appeals, you could even try presenting your flowers like traditional stooks of grain. A stook is a bundle of grain stalks that can stand upright, and this upright position will look more...
•Financially Protect Yourself Against Any Minor Car Injuries
Car insurance is essential to protect yourself financially against any injuries you may sustain during a car accident. You may be lucky enough to only suffer a few minor injuries if your car accident is relatively low impact, however these injuries can still have a major impact in your life.
Most insurance companies will offer comprehensive cover for medical expenses which are the result of an injury. With Greenbee, for example, if you or anyone in the car is injured in a car accident, they...
•Car Insurance - How to Reduce the Need to Claim
Poorly maintained headlights can have an adverse effect on the safety of all road users. Although car insurance can provide you with financial protection for a road traffic accident, simple headlight maintenance can make an accident far less likely.
If headlights become dirty they give out less light, making it difficult for drivers to see and thus increasing the likelihood of an accident. Poorly positioned headlights and dirty windscreens can also increase the chances of an accident as...
•Insurance Protection Against Cat Grooming
Some cats groom themselves to excess and in doing so damage their hair and skin. Cheap pet insurance policies don’t always offer cover for the treatment of behavioural problems, so when you get a pet insurance quote you may want to check that your policy includes behavioural problems such as excessive grooming.
A habit of excessive self-grooming could indicate an underlying medical condition, but it could also be a behavioural problem that develops as a result of anxiety. Although it is...
•Insuring Your Civil Ceremony
Wedding insurance will cover civil ceremonies, including the cake, rings, flowers and the civil wedding venue. A civil wedding offers the happy couple a chance to say ‘I do’ in their own special way – however, you don’t need special wedding insurance for a civil ceremony. Standard wedding insurance will insure a civil wedding just as well as a religious wedding ceremony.
Wedding insurance will give you and your family financial piece of mind as you tie the knot with the person you love. Since...
•Prevent Pets From Being Poisoned by Household Items
Your dog or cat could easily be poisoned by items that you have around the house. Although you might not think of chocolate, paracetamol or lilies as being poisonous – they can in fact be deadly to your beloved pet.
According to the Vet Poisons Information service, it is very common for a pet to be poisoned in their own home. Some common substances which are poisonous to pets include:
Vermin poison: you might be trying to get rid of unwanted rodents or slugs, but these chemicals can cause...
•Tips For Preventing Bare Pet Parrots
Parrots are popular pets for many reasons, one of which includes their beautiful plumage, which brightens the home and will often gain the interest of visitors and guests. Yet sometimes caged parrots will pluck their own plumage. I’ll discuss a couple of causes and how you can prevent this from affecting your pet parrot.
The word “parrot” covers about 350 different birds with some of the most impressive and colourful plumes imaginable. But what if your pet parrot starts plucking out their...
•Wedding Location, Location, Location
Your wedding day will likely express the personalities of the wedding couple with every detail taken as a small expression of what makes that couple who they are. This is also true for the venue that you choose as this is the place where you set the overall tone for your wedding and possibly also have your photos taken. Before committing to a venue read my brief guide of things to consider before cementing a deal.
The location of a wedding can make a real difference to your day. A romantic...
•Ideas For Wedding Bouquets
Ah, Spring, a season of new beginnings, budding new life, longer, warmer days and a great time of year to have a beautiful wedding. The spring also brings in a new range of blooming flowers that can be beautifully integrated into your special day for a truly authentic Spring wedding.
If you have opted for a spring wedding, the seasonal blooms on offer can add a fresh, natural note to the whole day. Part of the beauty of floral arrangements is their delicate fragility, but if you are worried...
•Does Home Insurance Cover Emergency Services Break Ins
Most of us will at least know someone who has had they house ‘broken into’ by emergency services which usually included the discussion of damaged or broken doors and windows. Is these situations, who is liable to fit the bill and will it be a straightforward process to follow.
If your family has an emergency at home, the emergency services may need to gain access to your house. However, what if the only way they can get in is by breaking a door or a window? If you have quality home insurance,...
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