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With all of the press robo-signing has gotten, it is a bit surprising that everyone is having such a hard time concluding whether these practices effect California foreclosures. My assistant even said to me today, "but the banks say that it doesn't matter because California is non judicial."
Because the topic has not gotten the treatment it deserves, I will gladly do the job. The following are by no means a complete list, but are the most clear LEGAL reasons (setting aside pure moral...
•Business Bankruptcy Alternatives: Commercial Mortgage Modification
If you are a small business owner facing a large balloon payment you can not refinance or payments which are becoming increasingly less affordable, you may be considering closing your doors, filing bankruptcy, or just letting it all go. But there may be another alternative for you, which is being heavily encouraged by the government: Commercial Mortgage Modification. (A commercial mortgage modification is an alteration to your existing loan that would make the terms easier for you to afford.)...
•Commercial Mortgage Modification: What They Are and How to Get One
Part I. Introduction
This article will present the process by which a borrower may be approved for a commercial mortgage modification. For more detailed information, contact an attorney in your area competent in this specialized field of law. This article is for educational and informative purposes only, and is therefore not meant to be construed as legal advice.
Definition of Commercial Mortgage Modification
First off, the term "Commercial Mortgage Modification" refers to a renegotiation...
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