|
| |
 |
ArticleBot V1.0: Submit Your Articles to More Than 400
Top Of The Line Article
Directories Completely
On Autopilot For Massive Backlinks...
HOT!Requires: Windows |
|
With the winter sports season approaching fast, now seems like a good time to remind all you travellers out there that, even for a weekend break, a cheap travel insurance policy is the one aspect of your trip that you can’t afford to neglect.
Jack Frost is already nipping at our heels, and many snow enthusiasts are beginning to look around for their first short break of the winter. In the sometimes spontaneous excitement of booking a snowy sports break to a fabulous European resort, it is...
•Why Santa Needs Travel Insurance
With the largest toy factory in the world, an army of elves and a red velvet fur-trimmed suit, it appears that Santa has everything he could possibly want for Christmas. However, if Mrs. Claus wanted to get him something really useful then she couldn’t go amiss with a cheap travel insurance policy. Here are five very good reasons for Santa to take out insurance before heading out on Christmas Eve:
Drunk and in Charge
When Santa flies over America they give him milk and cookies, but when he...
•Freak Accidents – When Travel Insurance Can't Help You
With cheap travel insurance so widely available these days, most people can travel abroad safe in the knowledge that no matter what happens, their insurance will be able to compensate them if something goes wrong. With everything from petty theft to terrorist attacks, natural disasters and medical emergencies all covered by most insurance policies, there are few things that can occur that could really ruin your holiday.
However, sometimes luck just isn't on your side. Every few years, someone...
•UK Travel is Getting Harder
In the week that Scotland added dubious airport checks for passengers travelling within the UK, we take a look at how UK travel insurance can make holidays in the UK a little easier.
This week saw another small hurdle materialize for people travelling within the UK, and perhaps another infringement of our rights to move freely within our nation. Airport Police in Scotland have added a security initiative under the Terrorism Act that now means you have to produce a passport when you arrive...
•Insure Yourself Against the Airlines!
There are few people (apart from those who can afford to travel first class!) who can claim to really enjoy the process of travelling by air. Airports are crowded, there are inevitable queues, waits and delays, and flying itself has none of the romance or glamour of a long train ride or a road trip. Yet if you don't get at least cheap travel insurance, your experience of air travel could go from it being a chore to a catastrophe.
Most people think of their travel insurance as being for...
•Saving Money on Your UK Travel Insurance
While foreign travel may be all the rage, many people still choose to take the majority of their holidays in the UK, to cut costs or just for the convenience of holidaying locally. Travel insurance is still vital for trips in the UK – many people go without insurance coverage for domestic holidays, but costly perils such as theft and holiday cancellations are as much of a threat to UK travellers as they are for those going abroad.
If you're going to get UK travel insurance, you'll want to get...
•London's Most Terrifying Supernatural Events
If there was ever a time to purchase some good UK travel insurance, before a trip to the haunted capital would be it. London is known to be one of the most haunted cities in the world, much to the delight of ghost hunters. There is also quite a following of fans of paranormal activity, and London tourism thrives on its ghost tours and supernatural events. From walking tours through famous hauntings in the city centre, to more in-depth group visits to ghosts’ lairs, there are always...
•Strange Accommodation in the United Kingdom
For many, the suggestion of a holiday at home in the UK prompts visions of rainclouds, and apparitions of boredom. However, finding an exciting place in which to stay can change all of that. Make sure you have your UK travel insurance organised before you set off though, as the weirder your accommodation, the more it may come in handy.
Bradford Old Windmill
Secreted away on the hills above the town, you would not find Bradford Old Windmill unless you were looking for it. Hidden behind the...
•Back to the Future: Travelling Home
Back to the Future would be very a different film if Marty McFly had been equipped with a little cheap travel insurance. Marty takes a trip to the unfamiliar world of 1955 and his entire existence is thrown into danger as he tries to contrive a way home to 1985. We can use his story to demonstrate how useful travel insurance can be when you encounter ‘mild peril’ on your journeys.
Things just don’t go smoothly for Michael J. Fox’s character, Marty McFly. Just seconds after seeing his good...
•UK Travel Disasters – Make Sure You're Insured!
With 'staycationing' increasingly popular while the economy recovers, plenty of UK residents are taking their holidays in the British Isles. It not only costs less, but has the added benefit of safety, with less chance of crime or natural disaster than most holiday destinations. It's easy to feel safe on a 'staycation', and tempting to go on holiday without UK travel insurance.
But those who are holidaying in the UK need to be wary – you may not have to worry about outrageous medical bills,...
•Fly Me to the Moon
The time is upon us when the first civilian journeys into space are on the not to distant horizon. And with Virgin Galactic already having sold out of tickets for their first (as yet unscheduled) flight, it appears there is going to be no shortage of people willing to shell out the minimum $200,000 ticket price. Amongst all the excitement of preparation however, these first space tourists have to face up to a serious issue – travel insurance. Cheap weekends away or ground-breaking adventure...
•Counting The Cost – The Bills You Face If You Travel Uninsured
It's tempting to travel without insurance. Many people are lucky enough to have never had to make a claim, and if you are looking to have a low cost holiday, insurance is one of the first things that people consider skipping out on, even though cheap travel insurance usually only costs a few pounds per trip.
But then again, most people who are tempted to skip out on insurance don't know the true cost of something going wrong. What will only set you back a small sum if you buy it before your...
•Will You Need Travel Insurance in a Haunted Hotel?
As the nights grow darker and Halloween comes creeping around the corner many people’s thoughts will turn to ghosts and the macabre. There are hundreds of haunted hotels located in various towns and villages throughout the world, and if you’re looking for a night packed full of adrenalin then a stay in one is ideal. Here are four very good reasons for taking out at least cheap travel insurance beforehand (and maybe more!
Ghosts Might Steal Your Possessions
Are you the type of person that’s...
•Four Scary Creatures to Avoid in Madagascar
If you’re planning to take a holiday in the African country of Madagascar, you may get more than the sunset beaches and jungle wildlife you bargained for. On an island where the line between fantasy and reality is very often blurred, here are four inhabitants that you may are so powerful that even taking out a cheap travel insurance before your travels probably won’t protect you from their wrath:
Songaomby
A cheap travel insurance policy wouldn’t protect you from death if you were to meet...
•5 Travel Insurance Jokes
In the post-9/11 age of failing travel operators, airport security checks and swine ‘flu, travel insurance has become a serious business, so perhaps it’s time to look at the lighter side of insurance. There was a time, perhaps two decades ago, when insurance agents were the butt of jokes the same way bank managers, stock brokers and politicians are vilified today. Let’s revisit some of those old jokes and see if we can remember what we like to make fun of insurance salesmen, and why travel...
•Travel Insurance – Unusual Mishaps
Most of us wouldn’t dream of setting off on an overseas holiday without purchasing travel insurance. For every horror story from someone who neglected (i.e. forgot, couldn’t afford or just couldn’t be bothered) to ensure they had the appropriate cover, there are a hundred others from relieved travellers who nod wisely and say “Travel insurance? Wouldn’t be without it. Did I ever tell you about the time .....?”
Just in case you aren’t lucky to have one of those helpful friends to recount some...
•When Animals Save the Day
Travellers are usually wary of animals abroad. A run-in with a foreign animal could lead to you claiming on your travel insurance policy for medical treatment after bites or contracted diseases. However, here are two uplifting stories where animals have saved the day.
When you’re on holiday it’s difficult to keep an eye on children the whole time. Accidents are bound to happen occasionally, so it makes sense to be prepared with some travel insurance. One lucky family, on a trip to Brookfield...
•The Backpacker Who Didn’t Need Travel Insurance
We’ve all met him. The loud and confident traveller who laughs at the idea of travel insurance because he’s; never had a bad travel experience; never lost anything; never had anything stolen; travels so lightly that he’s never worried about losing his bag; never missed a flight; and never fallen ill in a foreign country - “Dude, I just eat and drink what the locals do and I never get sick.”
He would never ever dream of wasting his money to line those “capitalist” travel insurance company’s...
•Two Cons You Want to Watch Out For
Unfortunately travel insurance is vital in today’s world filled with con artists, and gone are the days when you can innocently go on holiday as an ignorant tourist. As soon as you appear vulnerable, crafty conmen can wrangle all sorts of things out of you, or even worse, rob you - and your holiday could be completely ruined if you haven’t purchased travel insurance.
Cheap travel insurance is becoming essential when travelling, as you need to be able deal with the worst case scenario, be it a...
•Travel Insurance Fraud – The Consequences
After two law graduates were recently arrested in Brazil for committing insurance fraud, we take a look at the consequences and possible sentences that they, and the 4,300 people last year who were claimed to be making fraudulent travel insurance claims, could face.
Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday insurance fraud. The two...
•Family Travel Insurance: Let the Kids Run Riot
Family holidays are sometimes the highlight of a child’s year, and months of excitement lead up to the actual event. But for many parents, over-excited children going on theme park rides, bobsleighing in the snow and careering down waterslides simply beg for family travel insurance.
Family holidays are always full of excitement, as school breaks up and the children are simply exhilarated by the prospect of a couple of weeks of freedom. And whether you’re planning a trip to Disney World,...
•Cruise Insurance For a Master & Commander
The Academy Award-winning film, Master and Commander: The Far Side of the World is a Napoleonic action film that demonstrates the reasons why cruise travel insurance is so necessary for people travelling by sea. The crew, lead by Russell Crowe, suffers all manners of adversity during their mission: bad weather, injuries, diversions and battles – incurring damage that would make them wish they had a nineteenth century equivalent of cruise insurance.
Cruise travel was not always as safe as it is...
•5 Reasons For Purchasing Insurance Covering a Holiday With the Mother-in-Law
Family travel insurance is the most important part of planning your holiday. And when the mother-in-law is joining you on your trip, it becomes even more important because your holiday is more likely to go wrong. Here are 5 compelling reasons for purchasing family holiday insurance when travelling with the mother-in-law.
There is nothing quite as lovely as holidaying with your family. You take your annual leave, your darling children are cheerful during their school holidays, and it is summer....
•Will Your Travel Insurance Get You Mel Gibson?
Have you seen a film that has made you afraid to travel? Films like ‘Taken’ and ‘Ransom’ should serve as a warning to prepare properly with travel insurance. Spare a thought for the businessmen that travel all over the world on behalf of their companies; they have their business travel insurance to lean on, but not Denzel Washington to come to the rescue.
Hollywood is in the business of exaggerating for effect. Nonetheless, there have been plenty of movies where one poor character gets...
•Holiday and Travel Insurance Trends in the Recession
Like many industries, luxury holiday operators are showing signs of the downturn. There are airlines, holiday insurance companies and travel companies reporting significant losses. Everywhere you look there are offers to tempt you into making a booking. Even the stalwart British Airways have posted losses in the region of £400m.
It is a risky and exciting time, depending on your point of view. Some travellers have taken advantage of holiday destinations that have been hit the hardest. Holidays...
•Travel Insurance and Alcohol
For many people a summer holiday is the perfect excuse to let their hair down and sample some of the local tipple. But, whilst 80% of Britons admit to using their summer holidays as the perfect excuse to get sloshed only 70% realize that doing so will invalid their travel insurance.
Whilst we are by no means suggesting that you abstain from alcohol whilst on holiday it’s important to release the implications that heavy drinking will have on your holiday insurance policy. Take the example of...
•Three Notorious Pirates Who Should Have Had Cruise Insurance
It isn’t just mere mortals who need to take out cruise insurance before they embark on their cruise holidays, and had these notorious pirates taken out cruise travel insurance before sailing the seven seas, their booty may have been spared. After all it turns out that cruise travel is not all yo ho ho and a bottle of rum.
Blackbeard
Blackbeard was one of the most notorious pirates to sail the seven seas and this formidable fellow could certainly have done with taking out a hefty cruise...
•Check Your Travel Insurance Before You Zorb
What!? I can’t voluntarily roll down a hill at break-neck speeds in an enormous ball and expect my cheap travel insurance to pay for my injuries? Absolute madness! While you may think Zorbing is a perfectly reasonable thing to do, it’s actually a rather bizarre idea when you think about it.
Zorbing is the latest craze in extreme sports, and is rapidly becoming a popular activity for tourists and holidaymakers in search of a bit of fun. It involves rolling and bouncing down a hill in an...
•Travel Insurance and Pre-Existing Medical Conditions
Travel insurance hit the headlines recently when it emerged that many Britons are losing out on their holiday insurance premiums after neglecting to mention pre-existing medical conditions at the time of booking. So what medical conditions should you mention when taking out travel insurance and what exactly are your rights in relation to existing conditions?
Pre-existing medical conditions seem to generate a lot of confusion amongst holiday makers and it appears that most of the population is...
•A Series of Unfortunate Events
It’s the Small Things that Count
There is nothing that feels less worthwhile than spending money on purchasing travel insurance when you are almost certain you won’t use it. After all, how many times have you been in a serious accident or contracted a dangerous illness? And what are the chances this will happen while on holiday? But it’s the more common, minor setbacks that can spiral out of control and not only ruin your holiday, but end up costing you a fortune. You don’t need to fall out of...
•Speed 2 Cruise Control: A Hollywood Lesson in Cruise Travel Insurance
Have you ever felt sorry for the innocent bystanders in an action film? The crashes and explosions in a film such as Speed 2: Cruise Control can serve as a reminder that things can go wrong on holiday. Even on a cruise without the Hollywood fireworks, cruise travel insurance is a holiday essential to cover you when things don’t go to plan.
The main protagonists in Speed 2 (1997) are Annie, played by Sandra Bullock, and her policeman boyfriend Alex (Jason Patric). They take an ill-fated cruise...
•The Travel Rumours and Urban Legend
Urban Myths are popularly held beliefs that persist because they are widely talked about, rather than because they are fact. The travel industry has its own myths, so it’s worth exploring a few to learn which rumours might lead us to need some cheap travel insurance cover, and which are just misconceptions.
Deadly Ceiling Fans
In Korea, there is a widely held belief that falling asleep in a room with a ceiling fan on is mortally dangerous. The theory goes that unless you open a window, you...
•Don’t Miss the Boat
Like any holiday, there are a number of things that might – occasionally – go wrong on a cruise. Often the problems that crop up may be outside your control, and cruise travel insurance will offer you some protection, but it is no substitute for common sense and basic precaution.
Excursions on shore when the boat is in port are central to the cruise experience. More often than you’d expect though, holiday makers arrive late back from their time on land to find their boat already pulling out to...
•Four Strange Instances Which Are Covered by Holiday Insurance
Being shot by a bow and arrow
Not just for those that are planning on taking their upcoming holidays in Sherwood Forest, having holiday insurance that covers you in the eventuality of a wayward arrow flying towards you is actually quite handy for those that plan on playing a little archery on their summer holidays. Admittedly you would have to be pretty unlucky to actually be hit by an arrow, but that’s not to say that archery is without its risks. The most common accident in archery is the...
•The Top Three Cruise Disasters
The Titanic
The most prolific maritime disaster in the world is the Titanic and the tragic events surrounding it were brought to life 11 years ago in the blockbusting Hollywood movie of the same name. Everyone has heard the tale of how White Star Liners claimed to have built a truly unsinkable ship, but what most people don’t know is that the Titanic had a $5 million dollar cruise insurance policy. In today’s money this is worth the equivalent of £20,000,000. A large amount of this cruise...
•Five Items You Must Check on Your Policy
So you’ve booked your holiday, filled in your EHIC card and paid for your travel insurance. You’re all sorted right? Well you may want to check again. Here’s our list of important things that you should remember to check for when buying holiday insurance.
How many children are covered in your holiday insurance policy?
If you’ve got more than one child then purchasing a family holiday insurance policy can seem like a great way to save money. However, you may want to double check that your...
•I Bet They Didn’t Have Insurance
Sometimes careless travellers are to blame for their own accidents. Take a look at these amusing lapses in judgement and try to judge whether the people involved even had the good sense to acquire any cheap travel insurance before they set off on their misadventures.
It Will Catch You When You Fall
Our first case, Augusto, was a man with a mission, who gave himself no chance to make the most of his holiday or his travel insurance. He boarded a Philippine Air flight to Manila, put on both a...
•The Travel Insurance FAQ
Buying cheap travel insurance has never been simpler, with a huge number of insurance companies offering easy online booking and claims. While the vast majority of people who buy travel insurance do so without a hitch, there are times when people are left scratching their heads, uncertain as to what policy they need to buy or what level of cover is on offer. Here are some answers to a few of the trickier travel insurance questions…
Am I covered for working abroad?
Almost always, foreign...
•Scary Travel Insurance Stats
Holiday insurance – for some people buying it is almost instinctive as soon as they book a trip, whereas others will inevitably leave it until the last minute…if they choose to buy it at all! It is easy to say “it’ll never happen to me” but the risk simply isn’t worth taking – cheap holiday insurance is so easy to get (and the cost of an uninsured disaster so high) that there really is no acceptable excuse.
If you are the kind of person that is always finding reasons not to get covered, here...
•No Excuse – Five Reasons People Give For Not Buying Travel Insurance
When it comes to buying travel insurance, an increasing number of UK holidaymakers are digging out every excuse they can find not to pay for it. But with cheap travel insurance so widely available, there’s no convincing reason to avoid buying it – here are five of the most commonly used excuses, and the reasons why you shouldn’t try and use them yourself…
“It just costs too much…”
With single trip cover available for just a few pounds, this really is no excuse at all. Tour operators and...
•Celebrity Travel Disasters
Murphy’s Law dictates that whatever can go wrong, will go wrong, and nowhere is this more true than on holiday. Whether it is torrential rain on the beach, cockroach infested hotel rooms, or luggage that disappears somewhere between one airport and the next, every traveller has their own holiday horror story. That’s why travel insurance is essential for holidays abroad – it can’t stop disaster striking, but it can at least limit the damage to your poor wallet!
It’s easy to say “it won’t happen...
•How Not to Claim on Your Travel Insurance
Most people buy their cheap holiday insurance at the last minute before they go away, don’t bother to read the small print, and then forget about it for the duration of the trip. In many cases this isn’t a problem, as the majority of holidays pass without a hitch, but when the times comes for making a claim many travellers are woefully under prepared.
If you go about making a claim the wrong way, at the best you’ll face delays and hassle as you try to put it right – and you might even find...
•Travel Horror Stories – Six Tales That Will Make You Glad You’ve Got Travel Insurance
Tempted on skipping your travel insurance this year? Think again! With cheap holiday insurance widely available online and typically adding only a few pounds to the cost of your trip, there’s really no excuse not to buy it. If you’re still not sure, here are six stories that might help to change your mind – sometimes fate conspires against you in a particularly nasty way…
Look Out Below!
Here’s a story to make your skin crawl! A traveller in South Mexico had the misfortune to be the victim of...
•Top Five Activities Where You Should Have Travel Insurance
Everyone loves adventure and excitement on holidays. Part of the joy of going on holiday is experiencing things that you wouldn’t normally, and trying activities that really get your heart pumping. While most are completely safe and secure, some include an element of risk that often forms the excitement of the whole experience. We count down the top five, and explain why getting some travel insurance on these holidays is a fairly good idea…
5. Diving and Undersea Exploration
Diving is amazing...
•Five Historical Figures In Need Of Travel Insurance
1. Byron
In 1824 the immoderate libertine found himself in Messolonghi, consorting with Alexandros Mavrokordatos on how best to recapture the Turkish fortress of Lepanto for Greece. Falling ill in mid-february he responded badly to the treatment of ‘bleeding’, eventually developing a fever from which he never recovered. With the choice of repatriation offered by a basic travel insurance policy, would he have stayed and lost his life before the battle began? We will never know.
2. Hannibal
A...
•What is Excess in Travel Insurance Terms?
Excess is a part of most car, home and travel insurance policies. It’s an odd word, and not always fully explained in an insurance context. If you ask people about excess and what it means, many will have some explanation, but most won’t fully understand what excess is and how it applies to their holiday insurance policy. Let’s have a closer look at excess, and explain properly what it means and why it’s on your policy.
Excess is the part or portion of the travel insurance claim not covered by...
•Pregnancy and Travel Insurance
Travelling while pregnant can be a bit of a gamble. “When should be your cut off date? What kinds of travel are worse than others for heavily pregnant mothers? Should you risk it if the destination isn’t prepared for or can’t or won’t offer maternity care?” The last worry you would want on top of this is “how much will it cost?” We take a look at the world of travel and pregnancy and see how having travel insurance on holiday is very important when pregnant.
When can and should you...
•Credit Crunched – Getting Cheap Travel Insurance on a Budget
As the economic downturn starts to bite, most people are looking to trim costs wherever they can. Of course, people still want to enjoy their holidays, but finding budget deals and cutting unnecessary holiday expenses has become more important then ever before. Naturally, this thrifty attitude extends to travel insurance.
It can seem like just another irritating expenditure, but comprehensive travel insurance is vital to keep you financially protected against unforeseen events. But there’s no...
•Tips on Buying Annual Travel Insurance
After you’ve bought single trip holiday insurance once too often, it can be tempting to turn to annual travel insurance instead. The benefits seem numerous – less cost, less hassle, and many optional extras – yet committing to an annual travel insurance policy isn’t to be done lightly. You need to make sure it is the right policy for you, and that you can get it at a price that saves you money. These are a few of the questions that you should ask yourself before buying annual travel...
•Cancel That! 5 Reasons You Might Need Travel Insurance
For most people, buying some cheap holiday insurance is just another last minute chore before you go travelling, but late bookers miss out on one of the most valuable parts of their travel insurance policy – cancellation cover. This part of the policy can refund the cost of your holiday if you have to cancel your trip at a later date.
Most people don’t think of this as a problem – after all, how often do you cancel a holiday that you’ve been looking forward to? But, more often than you’d...
•Included or Not? A Guide to Travel Insurance Extras
Being insured is essential for travel abroad, giving both peace of mind and cover if something goes wrong. While a worrying number of people (sometimes estimated to be as many as one in four) choose to go without travel insurance, the risk simply isn’t worth it – medical bills and cancellation costs for uninsured travellers can be enormous!
But while most people that holiday insurance is essential, it can get seriously confusing when different kinds of insurance seem to overlap. Does travel...
•If Your Holiday Provider Goes Bust, Are You Covered?
We live in unstable economic times. It’s a message we’re hearing everywhere, but nowhere more than in the travel industry, where XL airlines have recently gone under due to the credit crunch. The prices of fuel, more taxes and a bad economy meant that less people were travelling which forced the company out of business – and it’s predicted that many more will follow.
Bad news for the investors but also for the passengers who had already paid up for the trip. Not only would they have their...
•5 Reasons to Get Cruise Travel Insurance
A cruise holiday may seem like one of the safest ways to travel. After all, you are on a large, purpose built liner surrounded only by fellow holidaymakers, and it may be tempting to skip on getting cruise travel insurance. But this would be a grave mistake – there is plenty that can go wrong on a cruise holiday, and in some cases (such as medical emergencies) it is no exaggeration to say that cruise insurance can mean the difference between life and death. Here are five reasons to get insured...
•Travel Insurance – War and Terrorism Cover
For most people, the worst thing that can happen to them on holiday is a missed flight, a stolen wallet, getting sick or having a minor accident. If you’ve been smart and bought some cheap travel insurance, you’ll probably be covered for these commonplace holiday mishaps.
But in some countries, travellers face the risk of much more serious disturbances to their holidays. Wars, civil disorder and even terrorism are among the dangers that you may face, and even if you’ve bought travel insurance,...
•Personal Liability Cover in UK Travel Insurance Policies
It’s a nightmare scenario, but one that’s not totally without precedence. Imagine you’re abroad and are responsible for a stranger’s injury, or damage some property by mistake. They may be feeling litigious, and the cost of damages (especially in America) doesn’t come cheap. If you’re smart, you’ll have bought holiday insurance with strong personal liability cover, but even that has its limits. Here’s an explanation of what the kind of personal liability cover that comes with UK travel...
•The Trouble With ‘Free’ Travel Insurance
Increasingly, banks and credit cards are offering a selection of free perks to try and get additional customers. There are all kinds of incentives, but the one I hear most about (for obvious reasons) is the free travel insurance. Although you can argue that I’m something of a biased source, working in the UK travel insurance industry myself, I have heard enough to realise that this ‘free’ cover, while nice in principal is often not worth the paper it’s printed upon!
The main problem with this...
•Bad Travel Insurance Scams
Apparently one in ten British people have committed travel insurance fraud. Sure, most will have made exaggerations, rather than having claimed to have been robbed of their million pound winning lottery ticket, but its still a substantial amount of lies. Worse, the subsequent increased premiums hit the pockets of the honest undeserving folks who use their UK travel insurance in legitimate ways.
It’s not all bad though, and it makes it all the more rewarding when those cheap travel insurance...
•Cheap Holiday Insurance – Top Tips For Backpackers
If you are going backpacking on your gap year, you’ll naturally want cheap holiday insurance, the cheapest that you can find. After all, you want to spend the money you’ve carefully saved up on your adventure abroad and the souvenirs to take back home, not on something dull like travel insurance that you’ll probably never use. And if it doesn’t cover everything, does it really matter?
Thinking like this could be an expensive mistake – being uninsured can lead to massive costs if something goes...
•Pros and Cons of Annual Travel Insurance
Everyone is always looking for ways to get cheap travel insurance for their holidays abroad, but many people miss the most obvious way to make big savings – annual travel insurance. Buying an annual policy rather than numerous single trip policies is normally much more cost effective and convenient, and it often brings numerous other benefits as well.
Of course, annual travel insurance isn’t for everyone – those who only go on one or two smaller trips each year, or people with very specific,...
•The 5 Most Common Travel Insurance Mistakes
Travel insurance can save you a world of trouble when you are travelling abroad, covering unexpected costs and medical bills when something goes wrong. But when it comes to buying travel insurance or trying to make a claim while abroad, there are some very common errors that you see repeated again and again: here are five of the biggest travel insurance mistakes that you can make:
Only looking at the price when buying…
There is plenty of good cheap travel insurance out there, providing decent...
•What Holiday Insurance Won’t Cover
People should always read the small print on travel insurance policies. It is advice I’ve given many times, but I still hear of people being surprised when their policy doesn’t reimburse them after they make a claim. The truth is that there are certain things that policies will charge extra for, or simply won’t cover at all. With that in mind, here’s a list of the things you’ll need to check the small print for, as the majority of policies won’t cover it by default:
If Your Baggage is Delayed...
•5 Most Common Travel Insurance Claims
With the widespread availability of cheap travel insurance, there is no good reason to risk travelling uninsured. There are plenty of accidents that can befall the unlucky traveller abroad, and if you have insurance, these accidents will likely be minor inconveniences – if you don’t, they could turn into expensive disasters.
Almost two million travel insurance claims are made every year by people from the UK, ranging from refunds on cancelled flights to the payment of costly medical bills...
•5 Reasons to Get Business Travel Insurance
Whether it is a brief visit to another part of the country or a week long trip abroad, business trips to visit critical clients and other important companies are a vital part of keeping any business running successfully; and for every trip, you’ll need some kind of business travel insurance. If you only have to travel every once in a while, single trip cover may be sufficient, but if you travel many times each year you’ll want to invest in some annual business travel insurance. Either way,...
•When You Need Advanced Travel Insurance
While it would be nice to hear that one cheap holiday insurance package is good for everyone, the truth is that this is far from the case. As travel insurance providers are essentially working out the odds of anything going wrong when working out the price of insurance, it stands to reason that a beach holiday in Blackpool will not carry the same level of risks as backpacking through Africa. Here is a rough outline of the situations when you will need more expensive travel insurance in...
•5 Insurance Scams That Made the Headlines
There’s a dark side to worldwide travel insurance – the fraud. The trouble is, it’s notoriously hard to disprove fraudulent claims – especially in the travel sector and hundreds of people get away with it every year. Indeed, it’s estimated to cost companies millions of pounds every year, and the extent of the problem is evidenced by this fact: there have been more worldwide travel insurance claims for Rolex watches, than have ever been manufactured. It’s amusing on one level, but financially...
•All About Pre Existing Conditions
So you’re getting global travel insurance, and you’re up to the pre-existing conditions section. You’re probably wondering whether you should declare and play it safe, or whether your predisposition to the sniffles is something to be brought to their notice. Hopefully this article will go some way to explaining the point of pre-existing condition surveys in global travel insurance, as well as explaining why you need to make it clear, and what is worth mentioning…
What are pre existing...
•Ensuring Your Kids’ Safety on Holiday
Child safety abroad has been in the news lately, and there’s a very real paranoia in travelling with kids. Travel insurance for children is a good precaution, but won’t protect against abduction or worse, so what should parents do? What is smothering, and what is too little care? Here are a few tips to help those worried about their kids’ safety in the sun.
Get Travel Insurance for Children
Okay, so it wouldn’t cover the kind of high profile abductions that have made the headlines lately, but...
•10 Tips For Safe Travel Abroad
Book ahead
It is tempting to turn up at a town and find a place to stay once you arrive, but it does pay to book your accommodation ahead – if your transport is delayed, you could arrive at a new destination in the middle of the night, and the last thing you want is to be running around, looking for a hotel! If you are intending to travel to a place in peak season or during a festival, booking ahead may be essential for you to find anywhere to stay.
Buy your travel insurance…
Given how...
•Travel Insurance and the New Equality Bill
For many years, travellers from the UK have enjoyed the benefits of cheap travel insurance when they holiday abroad. With worldwide travel insurance available for only a few pounds for a single trip and companies offering fast booking online, getting insured has never been easier or cheaper. However, new government legislation, which may come into effect by the end of the year, could change the way the travel insurance industry operates.
What is the Equality Bill?
At the end of June 2008, the...
•The Myths of Travel Insurance
Holiday insurance is complicated; I’m not going to deny it. There’s such a huge range of policies across companies and price ranges with such subtle differences that it can be a real struggle to stay on top and know which is for you. The secret here is to carefully read the small print of any policy you want to take out, but even before that stage there are many common misconceptions going around that I hope to put to bed here. With no further ado then, here are the top 5 myths of travel...
•Am I Covered? Travel Insurance and Acts of God
Cheap annual travel insurance is hugely popular amongst UK holiday goers, allowing them to travel when and where they wish without having to worry about booking travel insurance for every single trip. Many people assume that their cheap travel insurance will cover them against every eventuality, but this isn’t the case. There are plenty of exclusions in the average travel insurance document, and one of the most well known but least understood of these is the “acts of God” exclusion. What do...
•Six Cruise Ship Safety Tips
With cruises growing more and more popular, people are more concerned about things going wrong on their travels. That many people in one place seems like an ideal opportunity for thieves, and this combined with the risk of needing medical attention at sea can be off-putting. Still, if you pay attention to these cruise travel tips, you needn’t have to rely on your cruise travel insurance to bail you out!
Watch what you eat and drink
As unlikely as it would seem, the best way of guaranteeing...
•Safety in South America
Between the awe inspiring sights of Peru, the brilliance of ‘Carnaval’ in Brazil and the sense of adventure in Argentina, South America has a huge amount to offer travelers of all ages and experience, but many are put off by the dangerous reputation the area has. The truth is that the majority of travelers have their trip and come back with no bad experiences and a selection of unforgettable memories. If you’re still worried though, and South America travel insurance on its own isn’t enough to...
•Travel Insurance – Read the Small Print!
With cheap travel insurance available more widely than ever before, the vast majority of travellers will buy some kind of insurance policy before they go away. But how many people actually know what they are buying? Very few people read through their policy thoroughly enough, leaving themselves vulnerable to massive costs and missed claims. Here are a few of the things you need to check for when looking through your travel insurance policy.
Hazardous Sports and Activities
Worldwide travel...
•Ski Travel Insurance – 5 Reasons Why You Need It
Every year, millions of people go skiing around the world, and despite the wide availability of cheap ski travel insurance there are still many who travel without full cover. There are plenty of things that go wrong on a skiing holiday, ranging from injury and equipment loss to bad weather and cancellation costs, and while it’s easy to say “it won’t happen to me”, you can face enormous costs if run into trouble without insurance. Here are five good reasons why you should invest in some decent...
•Gap Year Advice For Worldwide Travel
If you are preparing to disappear around the world on a gap year adventure, finding cheap travel insurance, researching the laws of a country and drawing up an itinerary to give to friends and family are probably some of the furthest things from your mind, but they shouldn’t be. Gap years are all about adventure, building experience and getting some great memories, but a holiday that lurches from one disaster to another will provide adventure of a very different kind and give you the kind of...
•5 Countries Where You Must Have Travel Insurance
Many people are still tempted to scrimp on travel insurance, especially with short trips or visits to “safe” destinations. But with cheap travel insurance now so widely and easily available, there’s really no excuse to travel uninsured, especially given how common insurance claims are for certain destinations. Here are five countries that have some of the highest numbers of insurance claims…and the one country that has the least!
Thailand
Thailand is one of the most popular holiday...
•Unusual Insurance Claims And Policies
I’ve said it before, and I’ll say it again – working in discount travel insurance you hear of some pretty bizarre policies and claims being made. But of course, travel insurance is just scratching the very surface, and in fact other areas of insurance have even more strange insurance policies – and sometimes it’s the companies and not the customers with the odd decisions!
Football Fever
At the last world cup, passions ran high, and weird insurance policies followed them. Dutch insurance...
|
|