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? Can your Conveyancing Solicitor provide you with testimonials?
In other words can they "walk the walk" as well as "talk the talk"?.
With so many options available when you choose a Conveyancing Solicitor to help you move home, you might expect your Conveyancing Solicitor to be technically competent, but what about competent in terms of service?
Here are ten steps to point you in the right direction when choosing a Conveyancing Solicitor for your home move
1.Listen to friends and family...
•Exploded: The Myth of Cheap Wills from Will Writers
How does a £30 Will turn into a £1700 Bill?
With a Will Writer of course!
Last night's Panorama programme on BBC unravelled the subterfuges used by an unregulated industry, known a Will Writers.
The stock devices of hidden cameras, slick but misleading sales pitches and running camera interviews with soon to be convicted fraudsters, produced a long overdue expose of an industry riven with pitfalls for the unwary consumer.
We have already posted news and blogs about problems with Will...
•Conveyancing Fees: Where Does All the Money Go?
? What proportion of the overall legal costs of purchasing a house or flat in England and Wales goes to your Conveyancing Solicitor?
Say you were buying a property at £350,000. OK that's a bit above the average but by no means in the realms of the super rich.
The answer and, at the risk of exploding an urban myth, is that only 5-6% of the legal costs goes to your Conveyancing Solicitor
I am afraid there are no prizes for guessing where the rest goes?: A whopping 90% to the government in...
•A Guide through the Conveyancing Process
Conveyancing is an oft discussed topic, one which affects everyday lives of people who wish to move home.
But could you describe Conveyancing?
It is a bit like describing an elephant to someone who has never seen one before, it is easier once you have actually seen or met one for yourself.
When you decide to sell or buy a property and take those first few faltering steps on the Conveyancing Process, it is both daunting and potentially stressful.
How do you choose the right solicitors for...
•The End of HIPs:Where Are We Now?
? Cast your minds back to 1996 BC ( Before Coalition) and a singular Labour MP got mightily angry about being gazumped on a property because of the delay in achieving an early exchange of contracts.
His solution: more information available about the property at the time of viewing rather than after making an offer.
The rationale being that the sooner an exchange can be achieved the less stressful the whole selling and buying experience. Nothing controversial there then!
This idea was given...
•Twist Stick or Bust: How to deal in the Housing Market Spring 2010
This is the fourth in my seasonal series on the prospects for the Housing Market in England and Wales, which began last Spring.
Everyone agrees that the market has improved. But, progress has been slow albeit above the expectations of some experts a year ago.
The bad weather of the early part of the year has meant, just like the flowers, we are about a month behind in where we would expect to be in a normal market.
So how will the housing market fare in Spring 2010?
The Good News:
Most...
•Google: The Sole Practitioners' New Best Friend
Google: The Sole Practitioners' New Best Friend.
This article is a synopsis of an hour long talk given by Sole Practitioner, Paul Hajek of Clutton Cox to the Bristol Sole Practitioners group on Thursday 28th January.
When Harold MacMillan was asked what was the greatest challenge for a statesman he replied "Events, dear boy, events".
Well, as Sole Practitioners we seem always to be dealing with events. I remember writing a response paper in 1993 on behalf of the Bristol Sole Practitioners'...
•Chancel Repair Liability: You Just Can't Enough Of It
Some of you may have read my previous posts on Chancel Repair Liability, Chancel Repair Liability Updated and King Henry VIII's Conveyancing legacy.
I have been amazed at the interest generated which range from Chancel Repair Liability Insurers to the Wall Street.
I am particularly indebted to fellow solicitor Neil McCormick from Frome, who has given me the benefit of his learned insights.
I have drawn together some of the input and feedback, and expanded and fine tuned my previous articles...
•Will Writers: They Are All Solicitors, Right?
? Research commissioned on behalf of the Fellowship of Professional Will Writers and Probate Practitioners and published recently shows an alarming 67% of consumers think that all Will Writers are Solicitors. They emphatically are not.
Even more worrying, is that 82% of consumers assumed that Will Writers had proper training and qualifications.
Consumers can be left at the mercy of unscrupulous Will Writers often with no redress if anything goes wrong.
One such Will Writer, who was not a...
•Choosing a Conveyancing Solicitor: 10 Important Steps before you decide!
Choosing your Conveyancing Solicitor when you move home is a daunting task. Moving home can be a stressful time. But who will be right for you. Here are ten steps to choosing your Conveyancing Solicitor.
1. Listen to friends and family who have been moved home recently. Who did they use would they recommend their Conveyancing Solicitor to you?
2. Don't be bullied by your Estate Agent into using their preferred lawyers. Many corporate estate agents are incentivised and in some cases...
•We Did Not Make a Will; A Massive Mistake, a Massive Mistake.
"We did not make a Will. A massive mistake, a massive mistake" were the words used by a young widow on the BBC's One Show recently.
The show recounted the circumstances where her fit and athletic husband died whilst playing football at the age of 41, leaving her a widow with 3 young children.
Her husband did not make a Will. It had she said not crossed their minds.
Also, like most other people she did not think this would be an issue, and that she would automatically be catered for by the...
•Twist Stick or Bust? How to Deal in the Housing Market, Autumn/Winter 2009
Twist Stick or Bust? How to Deal in the Housing Market, Autumn/Winter 2009 This is the third in my series on the prospects for the Housing Market in England and Wales in 2009.
Now is the time to reflect and predict what will happen over the next few months.
The Good News:
Reassuringly, the doomsday scenarios of further falls in house prices of between 10% and 30%, which some commentators were predicting at the beginning of the year, have evaporated.
What we have seen over the past few...
•Chancel Repair Liability: 21 Things You Need to Know And Then Mostly Forget
Chancel Repair liability is an ancient medieval law which could still affect your Conveyancing transaction when you buy a property in England and Wales.
Here is a run down of 21 questions on the common instances and practicalities of Chancel Repair Liability in modern Conveyancing practices, and how it can impact on the buying and selling of your home.
Let's start at the beginning:
1. What is a Chancel:
The Chancel is the area where the altar, pretty much the east end of the Church.
2....
•Setting up Home with Tom, Dick or Harriet: Don't Forget Will!
At least one third of people who die in England and Wales fail to make adequate provision for the division of their assets. Put simply they fail to make a Will.
it is estimated that four out of five couples who live together and are not married or in a civil partnership believe they do not need to make a Will. They believe that their property will automatically go to their cohabitee on death.
A couple of matters have brought this into focus recently. One much publicised event, was the death...
•New Mortgage Proposals: More Common Sense Required, Not More Regulation!
The news that the Financial Services Authority has issued its plans to repair the barn doors of the mortgage industry has received a mixed response.
Leaving aside obvious jibes about more points scoring than credit scoring, there is at least a return to a common sense approach to mortgage lending.
The headlines have centred on the abolition of so called self certification loans. "Toxic Combination" loans will be also banned in the proposals i.e. those loans with a high loan to value for...
•King Henry VIII and Chancel Repair Liability: His Conveyancing Legacy.
A legal Conveyancing nightmare was finally over this week, for a couple forced to auction their home to pay for repairs to their local church, for which they were responsible under an arcane law known as Chancel Repair liability.
The Wallbanks sold their property at auction this week for £850,000, to pay off the estimated cost of repairs to the Chancel of their local church in Aston Cantlow near Stratford on Avon. The legal cost of fighting their case through the High Court, Court of Appeal...
•Inheritance Tax: Hold Your Breath!
The payment on death of Inheritance Tax has undergone significant changes in the last couple of years.
Interestingly, Inheritance Tax becomes one of the main focuses of attention in Party Conference season.
The Conservatives stole a march on the Government last year, when they announced that would allow the unused tax exemption on the death of the first spouse to be available on the death of the second spouse.
Previously, the only way to mitigate the full payment on Inheritance Tax on the...
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