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•Stock Screener: A Valuable Investment Tool?
Stock screening and the use of a stock screener are a requisite for investments. Prior to the Internet and the use of stock screeners, researching stocks and stock screening had to be completed through the advice of a stock broker who was only paid only when you bought and sold stocks or you had to do your own procedure of monotonous stock research, like manually going through a mound of paperwork of annual reports, 10-Qs, and an assortment of documents that were out-dated by the time you got...

•Taking Back Your Life After Depression
Depression is a ordinary but serious illness, and most who experience it need treatment to get better. Many people with depression never look for treatment. But the vast majority, even those with the most severe depression, can get well again with treatment. Intensive research into depression has resulted in the development of medications, psychotherapies, and other methods to treat people with this disabling disorder. In any given 1-year period, 9.5 percent of the population, or about 18.8...

•Kraft to Lower Sodium by 2012
Kraft Foods Inc. (KFT - Analyst Report) plans to lower sodium by an average of 10% across its products primarily in North America over the next two years. Management stated that a number of U.S. consumers are concerned about their sodium intake and this move by Kraft should help them achieve their target. Lessening of salt is not new to Kraft foods. To date, the company has already reduced sodium between 5% and 30% in many products. Furthermore, the company has more than 100 products that...

•Breaking Down the New Jobs Bill
The Jobs Bill that might have been Majority Leader Harry Reid (D-Nev.) recently stunned Democrats and Republicans alike when he scrapped a bipartisan $84 billion version of the jobs package for a more narrowly focused $15 billion incarnation, which passed the Senate today. He reasoned a lack of support from Republican leaders would prevent passage of the bigger bill, but the decision led to bristling on both sides of the aisle who said it was either wasteful or too small to be...

•3Com Grabs Multi-Million Dollar Deal
Things are going fine for the global enterprise networking major 3Com Corporation (COMS - Analyst Report). The company just disclosed that it has grabbed a three-year, multi-million dollar deal with the Department of Education and Training (DET) in Northern Australia. As per the terms of the agreement, 3Com will create a broad range of high-value H3C enterprise networking solutions to fulfill DET NT’s wireless and networking needs for unified communications and multimedia learning. The...

•Great Idea for Making Money
We know times are tough. But making money shouldn't have to be. Every day more and more individuals are looking for another ways to come up with ideas in making money, or to earn a living, both in the online and offline worlds. People are starting to realize that having a "job" and working 40 hours a week is not the only way to pursue the aspiration of making money. Making money online is an alternative way to earn some extra cash and this can be done without having to dedicate a lot of time...

•Landscaping Combines Skills, Maintenance and Art
Landscaping, or landscape architecture or design, is a blend of skill and art which combines gardening and other methods giving landscape the greatest chance to thrive in that exact environment delivering maximum satisfaction to the typical observer and his creativity. Ridgewood Chicago Landscaping goals are creating beautiful, custom designed residential or commercial landscapes and we are not satisfied until you get exactly what you want. Situated and located in the Chicago area for more...

•The Importance of Tax Diversification
Most investors are familiar with diversification, or spreading your assets among a variety of stock, bond and investments to reduce risk. But there’s another kind: “tax diversification.” That refers to putting assets in a variety of accounts that are treated differently at tax time. It’s particularly beneficial to retirees, who are more likely to take money out of their accounts than to put it in. Tax diversification allows you to keep tax bills to a minimum by switching your withdrawals...

•Cut Credit Card Debt in 11 Simple Steps
One optimistic outcome from the economic downturn of the past two years is that consumers are paying down their credit card debt. In November, Equifax reported that credit card debt had declined 7.3% from a year ago. The most up-to-date Federal Reserve Consumer Credit report said credit card debt fell in November for the 14th consecutive month. Revolving credit, the majority of which is credit card debt, has fallen more than $100 billion to $874 billion from $976.1 billion in October 2008....

•Making Sense of This Stock Market
The stock market's unexciting performance year to date shows that it has lost the momentum from its spectacular run last year. This lack of conviction and direction (even in the face of a rising economy and strong earnings) may seem puzzling. But is it? My quick answer is: No, it's not puzzling. The goal here is to help you make sense of it all and give you a few investment ideas along the way to profitably navigate this stock market environment. Compared to the instability of the...

•Mobile Communications Stocks - The New Trend?
Investors like to gravitate to investment themes because they are easy to understand, tend to last for longer than a few months, and can bring solid returns. Longer-term investment themes could range from aging of the population, converting to clean energy, or using mobile communications devices. The key is to identifying a trend, outline an investment theme for that trend, and then look for mobile communications companies that are profiting from that trend. One trend that stick out is...

•A Day In the Life of a Debt Collector
The distressing effect of debt collection practices on U.S. consumer have been widely mentioned from time-to-time. In doing so, consumers have a long list of complaints about scams, aggressive calls, illegal threats, and nasty encounters. But life is a two-way street and debt collections have stories of their own to tell – and here’s where they get their chance. To begin, we need some perspective. True, on the list of issues you’ll face today, getting a call from a bill collector ranks...

•A Surge of Homeowners Underwater
First American Core logic just released its report on the number of homeowners who are underwater on their mortgages. The flood waters continue to rise. In all, more than 11.3 million, or 24 percent, of all residential properties with mortgages, were underwater at the end of the fourth quarter of 2009, up from 10.7 million or 23 percent at the end of the third quarter of 2009. An added 2.3 million mortgages were approaching negative equity at the end of last year, meaning they had less...

•CitiGroup's Unique Mortgage Proposal
One large mortgate lender has taken a novel approach to dealing with delinquent mortgage borrowers. Citigroup (Stock Quote: C) has rolled out a new plan that would allow borrowers to remain in their homes — free of charge — for six months. All the borrower has to do is sign over ownership of the home to the bank. How is this possible? In short, banks are getting fed up over delinquent mortgage borrowers. According to a 2009 national survey from Reecon Advisors, 9.2% of U.S. homeowners would...

•Industrial Production Recovering
In January, the total output of the country’s factories, mines and utilities -- jointly referred to as our Industrial Production -- rose by 0.9%. This follows gains of 0.7% in December (revised up from 0.6%) and 0.6% in November, so we are also seeing a nice acceleration in the trend. However, the Industrial production numbers were just plain awful early in 2009, so on a year-over-year basis production is up just 0.9%. This marks the 6th straight month of rising overall industrial production...

•Review of the Top 5 T Rowe Price Funds
Founded in 1937 by Thomas Rowe Price Jr. T. Rowe Price is one of the world’s principalinvestment management companies. With more than $391 billion in assets under management, it serves individuals, financial intermediaries and institutions. Relying on fundamental research and a disciplined approach, the company aims to provide a full assortment of investment strategies. In 2005, T. Rowe Price’s target-date retirement funds set new records for asset growth, reaching $8 billion within two years...

•Consolidated Edison Going Solar
Consolidated Edison Inc. (ED - Analyst Report) has filed a proposal with the state of New York asking for funds for solar energy projects in New York City. The company has requested $24.8 million from the state to fund renewable energy programs for residential and commercial customers in New York City. The company filed a proposal with the New York State Public Service Commission (PSC) to support the development of 25 MW of solar energy resources in New York City by 2015, which would offset...

•Honda Joins Recall Parade
Following top automaker Toyota Motor Corp.'s (TM - Analyst Report) incursion into immense automotive safety recalls, Honda Motor Co. (HMC - Analyst Report), Japan's second biggest automaker, is heading down a similar road. Honda has recalled 437,000 vehicles on top of a recall of 514,200 vehicles last year due to a problem related to air bag inflators. The additional recall includes 378,000 cars in the U.S., about 41,000 cars in Canada and 17,000 cars in Japan, Australia and elsewhere in...

•Switched Digital Video Thriving
Switched Digital Video (SDV) technology is expected to boom in the near future as more and more large cable MSOs (multi-service operators) in the U.S. are gradually moving towards overall services convergence. SDV technology distributes digital video content through cable network in a cost-effective manner so that extra uses can be made using the free bandwidth. Cable MSOs are opting to deliver IP-based and cross-platform video services, and support more targeted advertising. Deployment of...

•Another One Bites The Dust, Bank Failures Hit 16
U.S. regulators on Friday shuttered 1st American State Bank of Minnesota , in Hancock, pushing up U.S. bank failures to 16 so far in 2010. This compares to total number of bank failures of 140 in 2009, 25 in 2008 and only 3 in 2007. While we expect economic recovery to gain momentum soon, there remains lingering concerns in the banking industry. Failure of both residential and commercial real estate loans as a result of the credit crisis was the primary reason that wounded banks. As the...

•Unemployment Rate Falls to 9.7%
In general, the employment report that was recently released was better than expected, but there were many cross-currents. There was a slight disappointment in the establishment survey’s job count, which came in at a loss of 20,000 jobs, as job gains of 15,000 were expected. Also, the revisions to prior months were mostly negative. While the number of jobs lost was fairly greater than expected, the overall unemployment rate came down to under 10%. There are other positives in today’s report...

•Income, Spending and Savings Rise
The December 2009 report on Personal Income and Spending showed that personal income rose by 0.4%, one tick higher than the projected 0.3% increase, but a slowdown from the 0.5% rate in November. The November rate was, however, revised up from 0.4%, so the December rate is flat from where we thought Personal Income growth was yesterday. On the spending front, Personal Consumption Expenditures (PCE) rose by 0.2%, well below the 0.7% rate in November, and a tick below the 0.3% expected rate....

•Top Global Equity Funds
Featuring top performing Global mutual funds, which help investors diversify by investing in both U.S. and foreign equity securities. 5 Excellent Global Mutual Fund Choices ING Global Value Choice A (NAWGX) seeks maximum capital growth. It was incepted in April 1993 At least 65% of the assets of this global fund are invested in a minimum of three different countries, one of which could be the United States. It invests at least 80% of its assets in common and preferred equities,...

•Top Small Cap Equity Funds
Featuring top-performing “Small Cap" equity mutual funds, which primarily invest in equity securities of companies that have market capitalizations of less than $2 billion because they reap greatest benefits from a bullish market and rising prices. Most small-cap companies also reinvest their profits, thus reassuring shareholders of superior performance and profit potential. Investors can come across such small-cap funds by checking out the entire list of the Zacks #1 Rank Small-Cap Equity...

•Smart Investing in Education Stocks
Private sector schools are stepping in to meet the growing demand for higher education. This is leading to more opportunities for investing in an education stock. Going back to school is certainly not a new trend. For many years adults have been trading in 9 to 5 schedules for text books and classrooms. Others have opted to continue working regular jobs and taking on classes at night or on the weekends. Today, the going back to school is more popular than ever as unemployment rates...

•5 Stocks with Magic PEG Ratios
What if you could come across a stock that not only was undervalued but had the possibility of big growth? I know what you're thinking, that it's nearly impossible to find those stocks. It's the holy grail of investing: a value stock that also has growth. But here's a little secret. They do exist. And no, they're not some $1 stock with little volume or other risky fundamentals. Using the PEG Ratio to Find Excellent Stocks Benjamin Graham, long considered to be the "father" of value...

•How Do The Pros Make Money on Earnings Surprises?
Have you ever wondered why some stocks skyrocket on a positive earnings surprise while others fall off a cliff? What if you could predict which January earnings surprises will continue to rise over the next couple of weeks? More on that later. 3 Reasons Stocks Can Drop After an Earnings Surprise 1.Estimates vs. Whisper Number: The standard definition of an earnings surprise is when actual earnings come in higher than earnings estimates. But those estimates are the “published” numbers...

•Industrial Production Rises
Industrial Production rose by 0.6% in December, matching both the revised November increase (previously 0.8%) and consensus expectations. However, when you dig just a bit below the surface, the report was weaker than expected. Manufacturing output really declined 0.1%, and the November rise was revised down to 0.9% from 1.1%, while the October number was revised up to a decline of 0.1% from the previous 0.2% decline. The overall increase was due to a 5.9% surge in Utility output, which has...

•2010 Will Be a Stock Picking Market
Stock picking in 2009 was a year when even monkeys could have made a lot of money in the stock market. Maybe you've heard the story from the 1980s, which was argued in a popular investing book, that a bunch of monkeys throwing darts at a list of stocks could make stock picking that would beat those of investment professionals. Last year, as the colossal stock rally lifted all boats, everyone from the professionals to those who didn't have a clue (including monkeys) did quite well for...

•Top Health Equity Funds
Featuring top performing Health equity mutual funds, which primarily invest in equity securities of healthcare and associated companies because this sector continues to show promise despite concerns about the impact of the new health care legislation. Even though, policy changes continue to be a major indicator to investing in the sector, those companies that have diversified into foreign markets, whose business models are based on information technology platforms or those that offer a wide...

•Top Diversified Bond Funds
Featuring top performing “Diversified Bond" fixed-income mutual funds, because they guard investors by diversifying across sectors. This approach enforces that any negative fluctuation in a sector only has a slight overall effect on the fund – and its investors, since various sectors of the bond market react differently to changes in the economy and interest rates.These funds thus pursue total return also as income by investing in a variety of bonds, including corporate, U.S. government,...

•IRS Plans to Regulate Tax Preparers
The Internal Revenue Service (IRS) plans to control the U.S tax preparers from the 2011 tax season. This includes mandatory registration, competency testing and ongoing education requirements for tax preparers. Tax preparers, such as H&R Block Inc. (HRB - Analyst Report) and Jackson Hewitt Tax Service Inc. (JTX - Snapshot Report) may need to fulfill these requirements. According to the IRS, over 80% of Americans use a tax preparer or tax software for filing their tax returns. The new...

•Top Energy Funds
Featuring top-performing Energy equity mutual funds, which primarily invest in equity securities of energy and/or natural resources companies. Investors can find such energy funds by checking out the entire list of the Zacks #1 Rank Energy Equity Funds 3 Energizing Picks Aim Energy Inv (FSTEX) seeks capital growth. It was incepted in January 1984. The energy fund invests primarily in energy companies, which include international oil companies, oil and gas exploration/production, oil...

•Solar Stocks Soaking Up The Rays
Global leaders have recently had a meeting in Copenhagen to discuss one of the most recent topics in the world, climate change. Granted, it didn't exactly go off without a hitch but putting that kind of political firepower in one place means it's a big deal. Now, whether you scrapped your car and bike to work everyday or continue to pump diesel into your SUV, is neither here nor there. Smart cars, renewable energy, carbon footprint and many other buzz words have been scattered across...

•Top Aggressive Growth Funds
We are proud to feature top performing “Aggressive Growth" equity mutual funds, which primarily invest in aggressive growth equity securities of companies. Investors can uncover such funds by viewing the entire list of the Zacks #1 Rank Aggressive Growth Equity Funds. 3 Great Examples of Aggressive Growth ProFunds UltraBull Fund Inv (ULPIX) seeks daily investment results that correspond, before fees and expenses, to 200% of the performance of the S&P 500 Index. It was incepted in...

•Top Japanese Equity Funds
We are featuring top performing "Japanese" equity mutual funds, which invest at least half of their net assets in equity securities of Japanese companies. Investors can find such Japanese funds by examining the entire list of the Zacks #1 Rank Japanese Equity Funds. 3 Excellent Japanese Fund Picks Hennessy Sparx Japan Smaller Cos (SPJSX) was incepted in August 2007. This Japanese fund seeks long-term capital appreciation. This Japanese fund more often than not invests at least 80% of...

•After 1 Year, Obama vs. Reagan
As we approached the end of the year, we also approached the end of President Obama’s first year in office. You might be wondering how he is doing, based on actual numbers (rather than political spin). Obama clearly inherited a difficult situation economically. Only two others in the modern era came even remotely close. One, of course, was FDR, but unfortunately the data from then is rather sparse, and mostly available on just an annual basis, or at best quarterly (good economic data was one...

•McAfee's Cybercrime Predictions
In a recent press release, McAfee Inc. (MFE - Snapshot Report) disclosed its 2010 Threat Predictions report. In this report the cyber security major declared that, it expects cybercriminals to target social networking sites and third-party applications and use more complex Trojans and botnets to build and execute attacks, and take advantage of HTML 5 to create emerging threats. The company is of the outlook that 2010 will be a good year for law enforcement’s fight against cybercrime. The...

•Mining Stocks as the New Gold Rush
3 Mining Stocks for the New Gold Rush With mining stocks, all eyes have been on gold over the past few months because it's the attractive metal. Gold's the metal that financial reporters like to talk about and it's the metal most investors clamor for. But while gold is hitting new all-time highs, other metals are posting much higher gains in 2009 and not a word has been said about them. Other mining stocks, for example, silver, long considered to be gold's poorer cousin, is up 59% for the...

•Unemployment Rate Falls to 10% - Duration Still Rising
In another positive sign for the U.S. economy, fewer-than-expected job losses in November and an unexpected drop in the unemployment rate helped send markets opening higher this morning. The Labor Department has determined that 11,000 jobs were lost due to unemployment in November, considerably fewer than the estimated 125,000 unemployment losses from a survey of economists at Bloomberg News. The unemployment is also far below ADP's figure of 169,000 job losses earlier this week, which had...

•Foreclosure Investing is a Smart Investment Strategy
Foreclosure investing is a kind of real estate investment. It is one of the best investment options as far as returns on investments are concerned. Foreclosure investing opportunities are normally created when homeowners default on monthly installment payments and the bank confiscates their property. The property is then sold at a foreclosure auction. Foreclosure investing opportunities are also accessible when a homeowner tries to sell the property promptly to the ready buyers, before the...

•Increasing Consumer Confidence
The Conference Board’s index of Consumer Confidence increased to 49.5% from a significantly upwardly revised level of 48.7 in October. Originally, the October level was at 47.5%. Consensus expectations were for the consumer confidence level to actually fall to 47.5%. The index saw a big improvement from dismal levels during the spring, but since May consumer confidence has roughly hovered within a few points of 50. All of the improvement came from the expectations element of the consumer...

•Mortgage Defaults Still Rising
This morning Trans Union, the big credit bureau, released its quarterly report on mortgage defaults, and it was not attractive. Nationwide, 6.25% of all residential mortgages were at least 60 days past due in the third quarter, up from 5.81% in the second quarter and 3.96% a year ago. This was the 11th consecutive quarter that mortgage defaults increased. Mortgage defaults are the key step in a house eventually going into foreclosure, so look for those to start heading up again. Foreclosures...

•Cheap Stocks: 3 Dirt Cheap Stocks
With all the rumor of stocks being overvalued due to the enormous rally we've seen since March, you'd think there'd be almost no dirt cheap stocks. You know what I'm talking about. I mean really cheap. Stocks with single digit P/Es and price-to-book ratios well under 1.0. But what if I told you that there's one sector where there's not just one dirt cheap stock, but many of them. And as an added bonus, these dirt cheap stocks also have a Zacks Rank of #1 or #2, which means they have rising...

•The New Dell Smartphone
Dell Inc., one of the world’s primary computer manufacturers, has decided to start manufacturing its Dell smartphone device. Dell smartphones has zeroed in on Brazil as the first manufacturing destination and chosen Claro as its carrier partner in the region. Dell smartphones will also be manufacturing the smartphone device in China and partner with China Mobile in that region. The new Dell smartphones will be using the Google Android operating system. Dell’s entrance into the smartphone...

•Spice Up Your Stock Portfolio with Brazilian Stocks
International stocks continue to gain popularity as investors look to align their stock portfolios with emerging market economies and creditor nations. Brazilian stocks have been at the top of the list, with the South American juggernaut being fueled by a pro-growth government, flourishing exports and the upgrading of its infrastructure. Pro-Growth Government Brazilian President Luiz Inαcio Lula da Silva, otherwise known as "Lula", has led the country's pro-growth strategy, appointing...

•Bank Overdraft Fees: New Rules
The Federal Reserve finally announced overdraft fees rules that will prohibit banks from charging overdraft fees at ATMs and one-time debit card transactions without the consent of customers. The overdraft fees rules, which will be effective July 1, 2010, appear in reaction to growing consumer unhappiness with the overdraft fees charges that they often do not apprehend until they receive their monthly statement. Banks earlier added overdraft protection automatically to most accounts...

•Declining Dollar Perspective
The declining dollar has clearly been under strain this year. Most of the graphs of it shows what the declining dollar has done against two indexes since the start of the year. They also show how the declining dollar has fared against the major currencies like the Euro and the Yen, and includes those, but also looks at how it has fared against a much broader collection of currencies. Since March 9th, the day the stock market hit bottom -- and the declining dollar hit its high for the year --...

•5 Small Cap Stocks: Breakthrough in Small Cap Stocks
A breakthrough has been announced by Zacks Investment Research for Small Cap Stocks, including Jarden Corp. (NYSE: JAH), Sunoco Logistics (NYSE: SXL), Rino International (Nasdaq: RINO), Innophos Holdings (Nasdaq: IPHS) and American Oriental Bio (NYSE: AOB). Zacks.com is known for its Zacks #1 Ranked (Strong Buy) stocks, and for good reason. This group of 220+ stocks has outperformed the S&P 500 since 1988 with an average annual return of 28%. Zacks.com has known all along a key fact about...

•IBM Eost Effective Offering Plans
International Business Machines (IBM) plans to reduce costs for its customers via its offerings, which is posing a major challenge to businesses due to the tough economic scenario. Thus IBM released new IT Asset Management software to facilitate companies manage the costs brought on by the proliferation of IT assets such as mobile devices, laptops, printers, switches, sensors and billions of interconnected devices. The software also helps regulate the complexity of software licensing and...

•Allion Healthcare Inc. to be Acquired
Recently, Allion Healthcare Inc. (ALLI - Analyst Report) inked a deal with an affiliate of H.I.G. Capital, LLC, a leading global private investment firm, whereby it agreed to be acquired by the private company. The deal is worth approximately $278 million. The amount is inclusive of the assumption or repayment of about $79 million of indebtedness. The transaction is expected to close in the first quarter of 2010. Under the terms of the agreement, Allion shareholders would receive $6.60 per...

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