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•End of the Year Insurance Reminders for Health, HSA, Life and Dental Plans
With the holiday season almost upon us and 2010 quickly approaching it’s a good idea to address some insurance related issues that a new calendar year always brings up. Whether you have Individual Health Insurance or an employer sponsored plan, a Life insurance policy, Dental or Vision plan, or some combination thereof, here are a few things to keep in mind as we close out 2009 and usher in 2010. Health Insurance: For most policies, your Medical plan’s deductible (or copay maximum amounts...

•Laid Off and Lost Your Group Health Insurance Coverage? It Pays Know Your Options.
For some, being laid off from a job and in turn losing Group Health Insurance benefits can hurt as much as not receiving a paycheck. If this has happened to you or someone you know it’s important to understand all of the options that are available to you in order to maintain coverage. In 1986 The United States Congress passed The Consolidated Omnibus Budget Reconciliation Act (better known as COBRA). In essence this law gives workers and their covered dependents the right to continue their...

•Foreign Travel Health Insurance – Are You Sure You're Covered?
So you are finally taking that dream vacation to Mexico, South America, or Europe. Or maybe you are sending your child away for a semester abroad. You have spent several months planning the flights, accommodations, and activities. You even purchased the trip cancelation insurance from your travel agent that protects you in case one of your flights gets canceled. But wait! Before you lock up the house and head off to the airport take a moment to consider what would happen if you or a...

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