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Lots of people think the holiday season is the time of year when budgets and limits can go right out the window. Some people may start out with a budget, but then they see that absolute-must-have-can't-live-without present and their carefully-contrived budget goes right out the window.
If you think you have to spend a ton of money to have a great Christmas, think again. And, just because you set a budget for yourself doesn't mean you're "cheap"; it means you're "smart".
But how do you spend...
•Have a Very Merry, Debt-Filled Christmas?
The Christmas season... the time of year when both budgets and diets go out the window. You've probably justified giant purchases to yourself (or to others) by saying, "It's OK. It's Christmas!" For some reason, even the most unwise of purchases seem like a good idea as soon as the Christmas carols start playing.
Unfortunately, all of that Christmas spirit will soon go sour, as soon as the credit card bills come. Once the presents have been opened and the tree has been put away, it'll be time...
•Need to Be More Productive? Follow These 5 Tips
Chances are you've complained that there are "only" 24 hours in a day. Between work, your spouse, the kids, and all of your responsibilities around the house, making the most out of those 24 hours is crucial. If you're like most people, your productivity could use a boost.
So, how do you do it?
Follow these 5 tips. They can help you get more done without feeling like you're running around like a chicken with your head cut off!
1. Get up earlier.
This is probably the last thing you want to...
•Thanksgiving - A History You Probably Don't Know About
You probably heard that our Thanksgiving feast came about on a cold November day, when the Native Americans and newly-arrived English colonists got together and broke bread (or, sliced turkey, as the case may be!) While your history teacher was technically right, there's probably a whole bunch about the history of Thanksgiving that you don't know about!
The Native Americans didn't just spontaneously decide to have a big feast when they met the Colonists. Instead, the Thanksgiving celebration...
•Need to Take Back Control of Your Life? Stop Complaining!
Everyone falls victim to complaining every now and again. That's why "venting" is such a popular pastime! However, if you genuinely believe your life isn't what it should be, complaining isn't going to help.
Excessive complaining makes everyone uncomfortable. Think about someone you know who complains a lot. Chances are you try to avoid him - and other people do too. The last thing you want is to be "that guy" - the guy no one wants to talk to, for fear he'll launch into a complaint rant....
•Life Coaching - 4 Ways to Tell If You Can Benefit from It
Contrary to popular belief, life coaching isn't therapy. Instead, a life coach is someone who provides encouragement and tips to help you achieve your goals. You can think of life coaches as a combination of a supportive cheerleader and a wise old friend you turn to for advice. By investing in life coaching, you can be part of a team that's focused on improving your life.
But how do you know if you can benefit from it?
See if any of the following 4 statements sound like you. If they seem a...
•Want to be a Work-at-Home Mom? 3 Opportunities to Look At
If you're a mom, the pressure to bring in an income, raise the kids, and take care of the house can be heavy. Luckily, there is a way to tackle all 3 at once - by becoming a work-at-home mom!
Why work from home?
Maybe you simply miss having a career now that your main job title is "mom". Or, maybe you need some extra money. Or, maybe you want to be around in the afternoons with your kids - instead of fighting traffic and an overbearing boss. Whatever the reason, there are 3 job...
•Want a More Peaceful Environment? Start Organizing!
Sure, organization is a great way to keep your home or office from getting cluttered. But the time you spend organizing can actually provide a boost for your mental health, too!
How is that possible?
When you organize, you purge your space of unnecessary items... you know, you get rid of the "junk". As you get rid of all that stuff, it becomes a much deeper cleaning. In fact, it can even help purify your soul! Every time you throw something else in the "discard" pile, you're making yourself...
•Are You Overlooking Your Family? The Question Every Busy Parent Needs to Ask
Are You Overlooking Your Family? The Question Every Busy Parent Needs to Ask How much quality time do you spend with your family? You may live with them, but with work, school, and all of your other responsibilities, your family may actually be falling by the wayside!
Sadly, family members are the ones we often neglect when things get busy or stressful. That's why spending more time with family has even become one of the most popular New Year's resolutions!
If you made that promise to...
•Fiverr - How It Can Help You on Both Sides of the Coin
Imagine a middleman that can put you in touch with anyone you need... to do any service... all for $5. It sounds too good to be true, right? That's exactly what you get with Fiverr!
On Fiverr, everyone from designers, to programmers, to writers, to virtual assistants offer their services for $5. For someone who's trying to run their own internet marketing business, Fiverr can seem like a dream come true.
By tapping into the Fiverr world as a business owner, you can take advantage of 3...
•The Meaning Behind a Happy Mother's Day
Spring isn't just about watching the flowers bloom or soaking up warmer temperatures. The dawn of spring also means another Mother's Day is right around the corner.
Mother's Day is a sentimental day for millions of people all over the world. You probably have your own Mother's Day traditions. But, what's the story behind the holiday? Why do we devote a day to our mothers?
How Mother's Day Began
The first people to wish each other a happy Mother's Day were most likely the Ancient Greeks....
•The Story Behind Easter - What It's Really About
There's a whole lot more to Easter than just colored eggs and chocolate bunnies. Sure, you know Easter's a religious holiday for people all over the world - but do you really know how the day's traditions came about?
Easter's Pagan Origins - Where the Bunnies Came From
Centuries ago, Pagan religions would hold a celebration every year, after the Spring Equinox - or, when the sun would pass directly over the equator. To Pagans, the Spring Equinox represented the end of winter and the...
•Why Do New Year's Resolutions Fail?
? Are you making New Year's resolutions this year? If so, it could be a huge waste of your time. If you always promise to lose those stubborn 10 extra pounds - then gorge on candy once Valentine's Day rolls around - you're not alone. In fact, more than 75% of people who make New Year's resolutions fail!
How can that be? Why can't we commit to something and stick with it?
Psychologists say that New Year's resolutions can be a trap for many people, because they don't really think them through...
•Feeling Christmas Pressure? 4 Ways to Celebrate Without Breaking Your Budget
Feeling Christmas Pressure? 4 Ways to Celebrate Without Breaking Your Budget If the sound of Jingle Bells has you clutching your wallet in fear, you're not alone. Christmas generates an estimated $435 billion worth of economic activity every year and, unfortunately, many people can't afford it.
According to the American Consumer Credit Council, the average American spends $935 on Christmas shopping - and that doesn't even include things like holiday meals and decorations!
Unfortunately,...
•Home Business - 9 Good Reasons Why You Should Start One
Would you like to quit your job, start your own business, and be your own boss? Well, you can. Thanks to modern day innovations, it's easier to do now than it's ever been, as more and more people are finding out for themselves every single day. Of course, there are some risks involved in starting a business, home or otherwise, but there are also major benefits.
Here are nine good reasons why you should start a home business:
1. You can work when you want to work.
With a home business, you...
•Why You Should Be Grateful for What You Have
Officially set aside as an annual day of gratitude in the United States, where I live, Thanksgiving Day, which is just around the corner here, is a great day to sit down and take stock of all you have to be grateful for. However, it's not the only day of the year you should be grateful for what you have.
The daily practice of gratitude, being grateful or thankful for what you have, keeps your life in its proper perspective, puts you in the correct state of mind for getting more of what you...
•The TOP 7 To-Do List Mistakes People Make
A well-constructed and properly utilized to-do list is a great first step in becoming a person of action, a doer who gets things done and, as a result, gets what they want in life. However, if you make any one of a number of critical mistakes, your to-do list may do more harm than good...
Here are the top seven to-do list mistakes people make:
To-Do List Mistake #1 - They Don't Have Any List at All
Many people begin their day without the slightest clue as to what they want to get done that...
•How to Become an Action Person
There are essentially two kinds of people in the world, doers and non-doers. Doers do and thus, get things done; whereas non-doers never do much more than think about doing and thus rarely, if ever, get anything done. Those who get things done get what they want, while those who don't, well, quite simply, don't. Here's how to become an action person, a doer who gets things done and gets what you want.
More often than not, though it may not always look so to the casual observer, action people...
•A 12-Year-Old's Daily and Weekly "Grillings"
Being a big believer that kids function best when they're real clear about what's expected of them, at the end of every summer, in the day or two before school starts back up again, I issue my son, who's now twelve years old, what's lovingly become known as his "marching orders" for the coming school year.
However, I don't just issue them and then hope for the best, leaving it to chance he'll have a great school year, I have a very definite follow-up system in place to insure he does.
Here's...
•How to Turn a Financial Crisis Into Financial Abundance
Not long ago, I received the following question:
"I am facing a financial crisis. I have big issues with money. It is disturbing my mental health and I am not able to focus on my daily life."
"My wife is also panicking and we are constantly fighting. She is having a huge anxiety attack on a daily basis."
"Everything is falling apart. Please help. What should I do?"
Here's my advice...
First, stop thinking and talking about your "financial crisis". Really! The more you think about it and...
•Ways to Make Extra Money - Increase Your Income with These 7 Surefire Ways to Make Extra Money
Copyright (c) 2010 Tony Mase
There are about as many ways to make extra money out there as there are folks looking to make it. Some of them work. Some of them don't. Here are seven surefire ways to increase your income...
Surefire Way #1 - Get a Higher Paying Job
If you don't like your present job and/or it offers you little, if any, opportunity to advance, now, while you're employed and not "under the gun", so to speak, is a great time to look for a better paying job. Think about it. Same...
•Abundance & Prosperity - 3 Techniques That Don't Work
Copyright (c) 2010 Tony Mase
The Internet is just chock full of advice about how to create abundance and prosperity in your life, some of it good and some of it, well let's just say, not so good...
Here are three abundance and prosperity "techniques" you'll find all over the place "out there", which just plain don't work or, at best, don't work near as well as some would have you believe they do:
Abundance and Prosperity Technique #1 - Vision Boards and Vision Boxes
A "vision board" is...
•Mind Power Techniques - 3 Subconscious Mind Power Techniques That Don't Work
Copyright (c) 2010 Tony Mase
While there are some very powerful mind power techniques you can use to "program" your subconscious mind to aid you in your getting what you want in life, most of the ones you hear about in personal development or self development books, programs, seminars, and websites have little, if any, effect on the subconscious mind, at least the way most people apply them...
Here are three frequently recommended subconscious mind power techniques that either don't work at...
•3 Powerful Tips for Getting a Job Fast Regardless of What the Economy Is or Isn't Doing
Copyright (c) 2010 Tony Mase
Here in the United States, as I write this, the official "average" unemployment rate is 9.7%. I've heard it said in some towns, cities, states, regions, industries, and/or professions the unemployment rate is as high as 30%. Whatever the actual percentage is, it's way too high, especially if you're a part of it...
Here are three powerful tips for getting a job fast, regardless of what the "economy" is or isn't doing at any given point in time:
Powerful Tip #1 -...
•3 Easily Overlooked Sources of Fast Jobs
Copyright (c) 2010 Tony Mase
If you're looking to get a job fast, whether it's because you have to or want to, in today's "high-tech" society with its "high-tech" mentality, it's real easy to overlook some tried-and-true "low-tech" sources of fast jobs...
Here are three of the best:
Fast Job Source #1 - People You Know
Studies have shown that as many as 80% of all jobs are gotten via "networking". In other words, they're obtained through people they know, in one way or another, not through...
•3 Simple Steps to Becoming the Person Who Does
Copyright (c) 2010 Tony Mase
Some people do. Other people only think about doing. Those who do usually become successful and by "become successful" here I mean they get what they want. Those who only think about doing, more often than not, don't become successful. In other words, they don't what they want. It's really that simple.
If success, getting what you want, is your heart's desire...
Here are three simple steps to becoming a man or woman of action, the person who *DOES*:
Simple Step...
•3 Surefire Ways to Insure You'll Be the Next One Laid Off
Copyright (c) 2009 Tony Mase
Last summer, while waiting for my son to finish up an activity he was involved in, I was approached by a gal I vaguely knew as the mother of one of the other kids involved in the activity who was there to pick her son up as well.
"Well," she said to me rather angrily, "I was laid off today."
"Really," I replied, "I'm very sorry to hear that."
"You know," she said, "I knew it. I positively knew I'd be the first one to be laid off when there were layoffs at my...
•3 Home-Based Businesses You Could Start for Next to Nothing
Copyright (c) 2009 Tony Mase
I'm frequently asked for home-based business ideas and my advice is usually the same...
Find something you *like* to do and turn it into a home-based business!
It's really that simple. :-)
That being said...
Of all the home-based businesses you could possibly start, a home-based "service" business is one of the easiest to start as it doesn't require a "product" and, depending on the service offered, usually requires very little, if anything, in the way of...
•5 Reasons Why You Should Consider a Home-Based Business
Copyright (c) 2009 Tony Mase
In his classic masterpiece "The Science of Getting Rich", later republished as "Financial Success Through Creative Thought", Wallace D. Wattles wrote:
"If you cannot get rich working for the steel trust, you can get rich on a ten-acre farm..."
Hmmm...
He may or may not have intended it this way, but it sure sounds like Wallace D. Wattles was talking about a home-based business to me.
Regardless of whether he intended it that way or not, if you don't already...
•3 Powerful Tips for Profiting from Recession
Copyright (c) 2009 Tony Mase
As you might imagine, I've been asked a lot of questions lately that really boil down to "how do you make money in 'this' economy?"
My answer is always the same...
The same exact way you make money in *any* "economy"!
It's that simple. :-)
Personally, I think it's a *HUGE* mistake to change what you're doing every single time the financial wind blows, just as I think it's a *HUGE* mistake to chase after "fads" and/or the latest "hot trends". With any of these,...
•3 Powerful Strategies for Avoiding Holiday Debt This Year
Although there's not much you can do about last year's holiday debt, other than pay it off as quickly as possible, there are three *powerful* strategies you can use to avoid holiday debt this year.
Here they are:
Powerful Strategy #1 - Start your holiday shopping NOW!
And pay *cash* for what you buy. :-)
Now, I'm not real big on "shopping" (I far prefer to make a list, go to Amazon.com, order what's on it, and be done with it), however I have a friend who is.
She essentially begins her...
•The #1 Single Biggest Mistake People Make on January 1st
Of all the mistakes you could possibly make on January 1st, there's one that stands head-and-shoulders above the rest.
Make this one single mistake, and this one mistake alone, come January 1st, and you can pretty much "write-off" the rest of the year.
What is it?
I'm glad you asked. :-)
Here it is:
Making New Year's resolutions.
Plain and simple.
Now...
What's wrong with making New Year's resolutions, you ask?
Good question.
See if any of this sounds familiar...
Every year, right...
•3 Powerful Tips for Making 2009 Your Best Year Ever
With 2009 just around the corner, there are three powerful tips I'd like to share with you that'll not only make 2009 your best year ever, but will lay the essential groundwork for abundance and prosperity beyond your wildest dreams for you and your loved ones in the years to come.
Here they are:
Powerful Tip #1 - Get your health in order.
In his book "The Art of Money Getting or Golden Rules for Making Money", the infamous P.T. Barnum wrote:
"The foundation of success in life is good...
•What a 5-Year-Old Taught Me About Gratitude
One beautiful summer day, shortly before he started kindergarten, my son, who was five-years-old at the time, and I were driving somewhere (more than likely a toy store :-)), when, seemingly out of nowhere, he asked me what I knew about this "God thing", as he phrased it.
As simply as I could put it, I shared with him my personal belief...
Essentially...
That One is All and All is One. That one Intelligent Substance manifests itself as what appears to be many elements of the material world....
•How Many Lives Do You Have?
? Recently, I received the following email message (I've edited out the personal details):
"Hi Tony,"
"For a long time now in many articles and other writings, I see so many personal growth gurus make reference to 'your many areas of life'."
"But they never explain or define what they mean by 'your main areas of life'."
"What exactly do they mean by your 'areas of life'?"
"Are they talking about personal development, family life, career, financial success, or what?"
"What exactly do *YOU*...
•3 More Surefire Ways to Stay Broke
Are you broke?
Want to stay that way?
I can help you...
In a previous article, I shared with you three *surefire* ways to stay broke. Just in case they weren't enough to do the trick for you, here are three more surefire ways to stay broke:
Surefire Way #1 - Never imagine yourself as being anything other than broke.
Whenever you think about yourself and your financial situation, always imagine yourself as being broke. Never, not even for a single moment, imagine your financial situation...
•3 Tips for Getting More from The Science of Getting Rich
Wallace D. Wattles' nearly one hundred year old classic masterpiece, "The Science of Getting Rich", has recently become *THE* book to read on the subject of getting rich. However, most of those who read this incredible book won't get near as much from it as they could.
Here are three tips that'll help you get more from it...
Tip #1 - Stay away from edited and/or revised versions.
Since "The Science of Getting Rich" was originally published in 1910, a number of edited and/or revised versions...
•3 Surefire Ways to Stay Broke
Are you broke?
Want to stay that way?
I can help you...
Here are three *surefire* ways to stay broke:
Surefire Way #1 - Always look for something for nothing.
And when you find it, take it, no questions asked!
See something you want on the Internet? Look around for someone who stole it and get it from them for free (what do you care, right?). Find money on the floor or ground, regardless of how much it is, that someone else accidently dropped? Pick it up and stick it in your pocket...
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