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•Safeguards for Shopping Online
The benefits of online shopping are endless. No lines or crowds, no lost car in the parking lot. No bags to shuffle and carry from store to store and no running around looking for deals. The best part, however, is not having to leave your home, so it's no wonder Canadians spend billions of dollars each year on online shopping. Many retailers say their websites are as busy as their stores, especially during the holiday season.
There are a few setbacks to online shopping such as shipping costs...
•Ways to Save on Groceries
If we only didn't have to eat at all, we could put a big chunk of change in the bank, and save ourselves a lot of time, too. But until we can get by without food at all, we can sure cut back on our expenses with a few money saving tips and a bit of frugal spending.
First, what's in your fridge already? Knowing what's there can help you save money by not buying duplicates and building meals around what you've already got at home. It's often the strangest things in the cupboard that don't get...
•Real Estate Mistakes to Avoid
Before taking the plunge into the real estate market, there are many things to know and consider ahead of time. With constantly changing laws, fees and rules, its no wonder most people seem lost when it comes to buying. To list every mistake people make when buying would result in a very long list. Instead, here are the top mistakes people make when either buying real estate or getting a mortgage.
The first mistake is the consumer not understanding the new ways of buying and selling real...
•An Attempt to Save our Petty Cash
It's difficult for us to save money when we're not even sure where we're spending it. According to a survey done by Visa, we spend an average of $21 a week that we cannot account for, which adds up to about $1,000 a year. Compare that with young adults between the ages of 18 and 24 who say they easily misspend an unaccounted $2,500 a year. So, where does our petty cash go?
According to the survey, most adults found the 'mystery money' was spent most often when shopping for food and other...
•A Few Tips to Get You in the Driver s Seat
With domestic automakers like Chevrolet offering a $3,000 cash-back incentive on their Chevy Cobalt coup and Toyota's zero per cent financing offer, now may seem like a great time to buy a car. However, considering the constant rise in gas prices and Toyota's recent nine million-car recall, maybe now is not a good time to buy. For those of you who are still considering a purchase and are on your way to the dealership, there are a few things you should know before making any decisions.
First...
•How to Qualify for a Mortgage
With so many new rules in place this year, qualifying for a mortgage can be more difficult than ever but that does not mean it's impossible. If you are serious about buying a home, there are some things you should start doing now that will benefit you later when it comes time to visit the bank. Even if you have had a bad run with credit in the past, these tips can get you on the road to approval.
The very first thing you need to do is clean up your credit. By getting a copy of your credit...
•The Real Cost of Qualifying for a Mortgage
In an attempt to prevent potential home buyers from purchasing homes they cannot afford, home buyers will now be facing tighter rules. These new rules are an attempt to discourage people from taking out mortgages they may not be able to pay for in the event of higher interest rates or larger issues such as job loss or another recession.
This decision comes after the past few years have seen people taking out large mortgages as housing prices soared across the country, combined with the...
•How to Get a Discount on Buying a Car
If you are considering a new car purchase, there are a few bartering secrets that you should know to get the best deal you can.
When looking at the sticker price on a car, the MSRP or manufacturer's suggested retail price, is the price the dealer would like for the car. It's not necessarily the price they expect to get for it. If you can get a few hundred dollars off that price, you probably have gotten a deal. The dealer never pays the MSRP. They have special dealer cost prices that they are...
•Online Back to School Shopping Attracts More Men than Women
A new July 2010 poll put out by Visa Canada found that more men are shopping online than women. On average, men intend to spend about $151 on back-to-school items between now and Labor Day, where women figure they will spend around $78. This year's items that are being purchased are clothing, health and beauty products as well as books, and computer products, while an additional 24 per cent of online shoppers will be making their travel arrangements.
Stephanie Wallat of Visa Canada said in a...
•Top Vehicles for 2010
Overall, it has been a great season for automakers and auto dealers alike as many are feeling the relief of a great comeback from the lows of the recession. If you are thinking of a new car or truck and are wondering what's making the list of top vehicles, here is a little help.
Remaining at the top of Canada's list, yet again is the Ford F-150. It has been deemed as Canada's best-selling truck for quite awhile now and that is not expected to change any time soon. With more than 27,500 sold...
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