bharatbhasha.net


Free Articles  >>  Business And Finance >>  Page 2070  >> 

What to do if You re in an Accident in a Rental Car and You Didn t Buy Insurance



A rental car service is very convenient when you need a car to get around or you need one so that you don’t have to put the wear and tear on your own. All you have to do is pay a rental fee and you are able to take that car wherever you need to take it. But what if you get into an accident in a rental car and you didn’t buy their insurance? What does that mean for you?

Insurance options

There are a couple of different options available to you when it comes to insurance. First, your own insurance that you already have may cover you in a rental car. The best way to determine this is to consult with your insurance company about your policy. You need to find out whether or not it allows you to be insured in a rental car.

The second option is to take the insurance through the rental car company. The insurance through the rental car company provides you with the coverage you need in case you’re in an accident. If you don’t have coverage through your insurance company, this is your other option. Just make sure you look at your insurance company’s policy very carefully. You don’t want to pay for insurance through the rental car company if you don’t have to. You would be amazed how many people think they have to purchase the rental car company’s insurance and the company may not say anything to them about it. If the customer says they want it, then the rental car company is going to give it to them. This is despite whether they really need it or not.

However, there is good news. You don’t have to worry about being in a car accident without having insurance. This is because you have to provide proof of insurance to the rental car company in order to rent a car. If you don’t have insurance, then you are required to purchase their insurance. They will not let you take one of their cars off of the lot unless you have insurance. This is because they can be held liable if something happens that you’re in an accident in their car. They don’t want to have to pay out thousands of dollars in medical bills or be sued because you were driving one of their cars without any insurance.

Compare

Just make sure that you check with the different car rental companies to find the one with the best rates. Their rental rates may be great, but their insurance rates may not be. This means that the total cost of the rental could be considerably higher than another company just because of the insurance. You definitely don’t want that, so make sure you always ask about insurance rates if that is something you need to take.

So as you can see, renting a car is much easier than what you think. As long as you have a license and a credit or debit card to pay for the rental, you’re in business. You don’t have to worry about not being able to rent a car if you don’t have insurance. You also do not have to worry about driving a rental car without insurance. Everything you need is right there with the car rental company. Just make sure you only buy their insurance if you need it. If you don’t because of your own insurance, then you’re going to have lower rates with the car rental company. Lower rates are always a good thing because that keeps more money in your pocket.
About Author A Nutt :

Specializing in discount car rental Brisbane, Australia. In our commitment to customer service we provide a free express pickup service from our many locations. http://www.discountcar.com.au/


Article Source: http://www.bharatbhasha.net
Article Url: http://www.bharatbhasha.net/finance-and-business.php/112659


Article Added on Thursday, January 8, 2009
LD
Other Articles by A Nutt

Car Insurance When Renting a Vehicle
When you rent a vehicle you will be surprised by the amount of taxes and fees that you will pay on top of the rental cost. As you are checking out, you will be asked whether or not you want an insurance policy on your rental vehicle. This question may throw you if you are not prepared for it, because the rental agency agents are quite good at making it sound like you need the coverage to save yourself thousands of dollars in the event of a crash. Do you need this coverage, or is it simply an...

What is Liability and Collision Car Insurance
As the population increases, more cars are filling the highways. With so many vehicles on the road, chances of car crashes have significantly increased. Even if you think you are a good driver, car insurance is vital for every car owner. Car insurance is required by law in all states and protects you if an accident occurs. Without insurance, you risk having to pay enormous costs in the event of a car crash. Liability Insurance and Collision Insurance are two important types of car insurance...

How Does Car Insurance Work
When you got your first car, you probably simultaneously purchase your first auto insurance policy. You may have done so without much thought. Perhaps you purchased the most affordable policy with the coverage your lender required. If so, you should take the time to learn a little more about how car insurance works, so you can better understand the policy you own. Types of Car Insurance Understanding how your car insurance works begins with understanding the different types of coverage and...

Other Factors to Consider Beyond Insurance Rates
Many people make the mistake of purchasing an insurance policy based on a cheap price. Although a cheap policy may seem like a good deal, there are a number of policy issues that must be taken into consideration before you purchase insurance. Consumers have to make sure that the policy not only meets their financial needs, but also their personal needs. Factors to consider beyond insurance rates include: Customer Service: The customer service department is usually the department a person...

Renting a Car in Sydney A Practical Ready Reckoner
Plan to holiday in Sydney, Australia? Well, indeed a good choice, but how do you get about once you land there? Hire a car of course! There are many ways in which a car can be hired out here. The easiest (but not necessarily cheapest) way is to ask your travel agent to do the needful. This would save you a lot of trouble but is perhaps not the best bargain. Your travel agent may have 'tie ups' with some car rental company which pays him a commission which means he makes money both ways, while...

Tips on Keeping Your Auto Insurance Rates Down
Auto insurance can be quite expensive, especially when you want the right coverage. That is why it is very important that you do what you can to keep your auto insurance rates down. There are ways that you can do it and save yourself hundreds of dollars per year. Why would you want to keep your auto insurance rates down? You want to keep your rates down so that you can keep more money in your pocket. Tips you can use There are so many ways that you can use to keep your auto insurance rates...

Do Car or Truck Rental Companies Hire People to Relocate Their Vehicles
When many people are relocating to an area that is very far away, they have one or more vehicle that also has to be relocated. Often many people are unable to drive their vehicles so they have to find other means of getting their vehicles to the new location. Fortunately, there are car and truck rental companies that hire people to relocate their vehicles. Driving your car is normally the easiest way to get your vehicle from one place to another; however, if you are unable to drive the...

The Importance of Buying Life Insurance For Children
Every parent hopes to see their children grow into happy and healthy adults. Most parents avoid thinking about purchasing life insurance for their child because for them, the idea of something bad happening to their child is unimaginable. Unfortunately, we cannot always be there 24 hours a day, 7 days a week protecting our children. Unexpected things do happen so as a parent, you have to plan for these types of events even if they never occur. Although it can seem like an unpleasant matter to...

The Importance of Accurate Applications For Auto Insurance
Auto insurance is something that every person who owns or leases an automobile must deal with. Not only is auto insurance required by law, but it also protects us in the event of an accident. In order to fully enjoy the benefits of that protection, however, it is critical that you are accurate and honest when initially completing your application. Whether it’s your first time shopping around for a policy or whether you’re looking to switch insurance providers, the information below will help...

What is Personal Watercraft Insurance
Outdoor enthusiasts will tell you that watercrafts are a fun and great way to enjoy the outdoors. Boats, Sea Doos, Wave Runners and other watercraft are enjoyed by many people. However, statistics show that the use of these recreational vehicles leads to thousands of injuries each year. Because of the risk of injury, acquiring personal watercraft insurance is essential to anyone using these devices. Personal watercrafts are not usually covered by a homeowner or vehicle insurance policy. People...

Click here to see More Articles by A Nutt
Publishers / Webmasters
Tell A Friend
Leave A Comment!
Download this article in PDF
Report Article!
Search through all the articles:


243 Users Online!!
Related Articles:
Latest Articles:
 
Business And Finance >> Top 50 Articles on Business And Finance
Category - >
Advertising Advice Affiliate Programs Automobiles
Be Your Own Mentor Careers Communication Consumers
CopyWriting Crime Domain Names DoT com Entrepreneur Corner
Ebooks Ecommerce Education Email
Entertainment Environment Family Finance And Business
Food & Drink Gardening Health & Fitness Hobbies
Home Business Home Improvement Humour House Holds
Internet And Computers Kiddos and Teens Legal Matters Mail Order
Management Marketing Marriage MetaPhysical
Motivational MultiMedia Multi Level Marketing NewsLetters
Pets Psychology Religion Parenting
Politics Sales Science Search Engine Optimization
Site Promotion Sports Technology Travel
Web Development Web Hosting WeightLoss Women's Corner
Writing Miscellaneous Articles Real Estate Arts And Crafts
Aging


Disclaimer: The information presented and opinions expressed in the articles are those of the authors
and do not necessarily represent the views of bharatbhasha.net and/or its owners.


Copyright © AwareINDIA. All rights reserved || Privacy Policy || Terms Of Use || Author Guidelines || Free Articles
FAQs Link To Us || Submit An Article || Free Downloads|| Contact Us || Site Map  || Advertise with Us ||
Click here for Special webhosting packages for visitors of this website only!
Vastu Shastra

Linux Hosting Provided By AwareIndia