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Insuring Teenage Drivers
Insuring your teenage driver can be an expensive exercise. It is surprising how, suddenly, you find you have a teenage driver on your hands and need auto insurance coverage. You are probably worried about two things: safety and the cost of insurance.
Lets look at safety first. Nowadays, in most states, teenage drivers have to go through a number of steps to get a full license. This is the Graduated Drivers License Program (GDL). It is usually a three stage program. First, the teenage driver...
What Do I Need to Know About Tort or No Fault Auto Insurance
Getting the best auto insurance at the best price can be tricky. One big question you should sort out from the start is whether you are in a tort or no-fault state. Most states operate the fault based, or tort system.
This makes a difference when buying auto insurance, as in a state where it is a tort system, you will have to pay for all medical and damage expenses if the accident is found to be your fault. These can be considerable. You may want to keep your auto insurance expenses as low as...
How Much Don t You Know About Auto Insurance
I expect the answer to this question for many people is plenty. In a country where litigation is big business, auto insurance is complex and expensive. Understanding what you are paying for helps you to take control and make informed decisions. It may also lead to a more affordable auto insurance premium for you.
You cant take it all in at once, so lets stick to stuff that goes together logically.
Liability insurance is an important one. If you cause an accident, it is liability cover that...
Auto Insurance Mistakes and How to Avoid Them
In a perfect world, there would be no war, and no starvation. But we dont live in that perfect world. Bad things happen, and further down the scale of miseries, sometimes you get ripped off because someone neglected to give you the right advice.
That seems like a small omission, but sometimes lack of information is deliberate because the person in the know stands to benefit from not putting you in the picture. This happens in many parts of our lives, not the least being when getting auto...
How To File An Auto Insurance Claim
If you are reading this, I guess it is safe to assume that somehow or another you have been involved in an accident. You will need to get in touch with your auto insurance agent whether or not it is your fault. To give you peace of mind, you need to find out if you are covered. Auto insurance policies do not cover every eventuality; therefore, you need to get the necessary information.
As you work through the process of filing a claim, make sure you keep a record of all documents and everyone...
Mess up Badly And You Could Lose Your Auto Insurance
Did you know that insurance takes the form of a contract between you and the company that agrees to insure you? Well it does, so you need to be clear what your rights and obligations are. Breaching the contact, consciously or unconsciously, can lead to unpleasant consequences.
When you first obtain auto insurance there is a period of 60 days in some states during which the insurance company can run checks on you to verify the information you supplied. If there is any serious discrepancy...
The Impact Of Drunk Driving Charges On Auto Insurance
Many of us enjoy celebrating on special occasions such as anniversaries, achieving significant milestones or traditional festivities. A convivial atmosphere is created, lots fun and laughter, and along with this goes the consumption of good food as well as wine or beer on many of these occasions. Then there is the drive home.
There is no strict guideline that fits everyone when it comes to deciding how many drinks to have before driving. This is because there are a lot of variables, for...
Don t Eat and Drive
Dont drink and drive makes a lot of sense especially considering the consequences of a DUI charge on your auto insurance policy as well as other aspects of your life. But what about eating and driving? No, sugar high probably wont make you the menace on the road that alcohol will, but it is still potentially dangerous.
In England a woman was fined because she was caught on camera eating an apple while driving. It was considered a distraction as she was clearly driving one handed. I have a...
Safety Tips To Pass On To Teenage Drivers
There are several main points to get across to young and learner drivers. Of course we learn a lot about driving by experience and nothing can replace those years of driving but, in order to keep your teenagers safe on the road and free from accidents, pass on a few simple tips.
Driving is thrilling, especially for new drivers, and there is no need to scare the young driver; however, you should make it clear that when driving they are in charge of a potentially deadly weapon. Used carelessly,...
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