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•Cash in 3D
Ever notice how things just happen in life and always when you are least ready for it? Your boss gave you some hard-earned down time, but you didn't stash any cash for that weekend get-away? You've fallen in love-just when you thought it would never happen-but now you can't afford a ring to propose? That 3D Blu-ray TV you have been so dying for is half-price in a fire sale, and your credit card is maxed out?
Get cash. Fast. With a car title loan.
Even if you have bad credit, no credit, or a...
•Save your Dog Despite the Cost of Veterinary Bills
There cannot be anything worse than getting news from your vet that your dog, your cat, or whatever you keep as a family pet, is ill and needs expensive surgery. Vet bills can mount into the thousands pretty quickly, and not many of us carry pet insurance. That means paying your vet bill in cash, or with a credit card. Worst of all, big vet bills often have to have a chunk paid up front-$500 or more for operations-with the balance due and payable in full before you can get your pet back.
The...
•The Temptation of Crazy Heart
At least one take-away from the movie Crazy Heart has got to be that you can turn things around at any age and under the worst of circumstances. Even though the main character is a 57-year old, drop down drunk stumbling downhill, a dramatic incident makes Bad Blake realize that he's got to change his ways. And he does. Sure, Bad has to pay for his mistakes, but he's back on the straightaway and heading down success highway at the end of the movie. And we can pull off the same Phoenix trick...
•Money Attitude Shake Up
If you think you make too little money to be able to save, think again. Lots of studies show that it's all about the attitude. One big reason many of us don't save is that we've never really been taught to think about putting money in the bank-only spending it. Sometimes we're just clued out about our financial picture. So, educate yourself, figure out what you make and what you owe, and if you don't like the picture you see, change it. It's easy enough to do-here are just a few ways you can...
•An Attempt to Save our Petty Cash
It's difficult for us to save money when we're not even sure where we're spending it. According to a survey done by Visa, we spend an average of $21 a week that we cannot account for, which adds up to about $1,000 a year. Compare that with young adults between the ages of 18 and 24 who say they easily misspend an unaccounted $2,500 a year. So, where does our petty cash go?
According to the survey, most adults found the 'mystery money' was spent most often when shopping for food and other...
•It s How You Spend It
Have you ever noticed that debt doesn't seem to respect incomes? Some people don't make much money and yet are debt free, but some people have big incomes and yet are always shy on cash. That's because there are two ways to do just about everything-one way that costs a lot of cash, or the better way that costs little to nothing.
Let's take going to the beach. You can pack your lunch, remember your sunscreen, and bring lots to eat and drink. A good book is a great idea, too, to while away...
•How to Get Money when you have Bad Credit
If you own your car and are in need of some cash urgently, the solution may be a car title loan. With no or even bad credit, a car title loan could be a temporary way to pay off some unexpected expenses such as car and home repairs. You may even pay off some debt or take a much needed vacation. Almost everyone is in need of cash quickly from time to time, but not everyone knows that if they own a car they may be able to get that cash even if they have a poor credit history.
The car title loan...
•Practical Budgeting
Budgeting is as difficult as dieting: keeping track of money spent is at least as challenging as keeping track of calories intake. That's why there is such a wide variety of budgeting software available today, but does it really make our life easier?
If you are not computer savvy, or if you do not have sufficient time available to spend in front of the computer learning a budgeting program and then keeping it regularly updated, don't worry, you're not alone. There is another excellent,...
•Spring is Here and Your House is Stuck in the Mud
Have you been thinking it might be time to sell your home, and spring into something new? But your back yard is nothin' but mud, your deck needs repair, and that downstairs bathroom, well . . . and you can't seem to find even an extra cent to spare for those fix-ups? Look again. You may have more money than you think.
To sell a home these days, it's got to be in tiptop shape. It's harder for people to get financing and, with the new legislation in Canada that requires homeowners to put down...
•Budget Management 3 0
Okay, so you're starting to get your finances together. You've got the whole use-cash-not-plastic thing down, you've set up a monthly budget, and you're paying something towards all your debts every month. But, it's just not enough, and you're still coming up short. You need to move to budget management 3.0 and find new sources and untapped pockets of cash.
Cash pockets
Monitor all of your accounts-your chequing, credit cards, lines of credit. Mistakes are often made that could add up to...
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