|
•How Much Homeowner s Insurance Do I Need
? So, you've recently purchased a new home, and you know you need homeowner's insurance, but just how much? According to Insurance Information Institute (www.iii.org), you need enough insurance to cover the structure of your house, your personal belongings, the cost of additional living if you are forced to temporarily live elsewhere, and liability.
If your home is damaged or destroyed, you need enough homeowner's insurance to cover the cost of rebuilding your house at current construction...
•Upgrade Your Texas Home Insurance to Suit Your Lone Star Lifestyle
In Texas, it's only natural that we want to make our homestead our own. Whether it's adding decking to the backyard, upgrading from window units to central air and heat, adding a bedroom or even pouring cement for a new driveway, Texans are big on making improvements. But while you're making those changes to your home, make sure that you change your Texas home insurance policy, so that you and your family have the proper insurance protection in case you need it.
Your homeowner's insurance...
•Does My College Student Need Renter s Insurance
? Sending your child off to college is a time full of wonderand questions. In addition to all the normal questionssuch as, How am I going to pay for all this? you may be wondering whether your college student's possessions are covered by your homeowners insurance or if purchasing renter's insurance makes sense.
Everyone knows that as students move into dorm rooms and apartments for the school year, they also take with them their clothing and sports equipment, as well as cell phones, IPods...
•Use Home Inventory Software to Guarantee You Have Enough Home Contents Insurance
You may have home contents insurance as part of your homeowner's insurance policy, but to ensure that you have enough coverage, you need to conduct a home inventory. Using Insurance Information Institute's Know Your Stuff (www.knowyourstuff.org) home inventory software, you can create a room-by-room inventory list of all of your personal belongings.
Putting together an up-to-date, room-by-room inventory of your entire house is important if you want to make sure your homeowner's insurance...
•What to do to Keep from Being Dropped by Your Home Owner s Insurance Company
? Insurance companies have become more than a little persnickety about whom and what they will insure these daysand with good reason. Considering the rise in wildfires, hurricanes, terrorist plots and myriad other disasters, they've been at the losing end of the numbers game for the last decade. What is their solution? They whittle clientele to only the bestthose who can play by their very specific rules. For the number crunchers and environmental soothsayers they employ, conserving financial...
•What To Do If You Are Dropped By Your Homeowner Insurance Company
Have insurance companies lost their shirts this last decade in payouts from hurricanes, terrorist attacks, wild fires and tornados? Not necessarily, but such events have made it easier for insurance companies to rationalize denying homeowner claims and drop customers they can reasonably predict will file a claim. So, what should you do if you are dropped from your homeowner insurance policy, either because of claims filed, or because the company is simply moving out of the area?
Don't panic....
•Closing the Gap Auto Insurance Terms Defined for The Smart Shopper
As anyone who has shopped for auto insurance - or filed an auto insurance claim - knows, car insurance agents and companies use terminology all their own. Below is a list of definitions to give you the expertise to close the gap: auto insurance comparisons and dealing with claims doesn't have to feel like negotiating in a foreign language!
Actual cash value: The market value of your car as it stands today.
Anti-theft device: A device that deters thieves or burglars from stealing your car....
|
